call your car ins. co. and save $$ - TriStateTuners.com :: Home of Tristate Auto Enthusiast

DiabloMR2 · 03-03-2009, 10:22 PM

i gave my car insurance company a call today to ask for my policy details cuz i wanted to reduce my monthly bills and shop around for quotes. the girl helped me with that and asked if i would like to speak with customer service rep before i started shopping around. talked to the guy and my policy went from 175 to 93 per month. nothing changed on the policy. it was left exactly the same. i have progressive. i didnt even bother shopping around but i was told to check out gieco and usaa cuz they are supposed to have the best rates for PA

FazdaGt · 03-04-2009, 12:06 AM

so they dropped your rates because you told them you were gonna start shopping around?

yellow2000S/R · 03-04-2009, 12:28 AM

I've heard of this before. Heard of people doing it for cable rates also for the package channels.

I should call my insurance and see if they can help me out.

DPancoast · 03-04-2009, 02:20 AM

if you've been with them for a while or are a good paying loyal customer, you can usually do this with most things because at that point you are a solid income for them.

Threatening to shop around is bad for them.

Honest_Bob · 03-04-2009, 08:27 AM

I saved like $400 a year just by going to my agent and having them rewrite my policy. I've been with them for 4 years, turned 25, and havent had to claim anything. This was after the $500 discount for turning 25.

DiabloMR2 · 03-04-2009, 10:06 AM

yes basically thats what happened. the guy said let me look over your policy and see what we can do. he said i got a cheaper rate becasue he started a new policy which sometimes gives you a better quote, and also becasue i am paperless( i was paperless before, dont know why i wasnt getting the discount in the 1st place), and a discount for a college degree. and that was it. im a lil pissed i wasnt given these discounts automatically.

Quote:

Originally Posted by FazdaGt

so they dropped your rates because you told them you were gonna start shopping around?

DiabloMR2 · 03-04-2009, 10:06 AM

comcast is next

Quote:

Originally Posted by yellow2000S/R

I've heard of this before. Heard of people doing it for cable rates also for the package channels.

I should call my insurance and see if they can help me out.

DiabloMR2 · 03-04-2009, 10:07 AM

this is also true, ive been with progressive for like 6 yrs

Quote:

Originally Posted by DPancoast

if you've been with them for a while or are a good paying loyal customer, you can usually do this with most things because at that point you are a solid income for them.

Threatening to shop around is bad for them.

Reds82 · 03-05-2009, 03:21 AM

I'm 26 with state farm for my cars and bikes switched from progressive they couldn't even come close the the coverage or price.

nightblurr · 03-05-2009, 09:42 AM

i did this like 3 mounts ago. they droped it 190$ per six mounths

C'DALERIDER · 03-05-2009, 12:28 PM

I gotts to try something and auto insurance is a good start. But i have Nationwide for 5 of my cars and my house. Im affraid to mess with them. I got my Comcast bill lowered $65 5 months ago and gona go to Verizon asap. Every little bit helps now.

DiabloMR2 · 03-05-2009, 12:37 PM

sell a few cars?

Quote:

Originally Posted by C'DALERIDER

I gotts to try something and auto insurance is a good start. But i have Nationwide for 5 of my cars and my house. Im affraid to mess with them. I got my Comcast bill lowered $65 5 months ago and gona go to Verizon asap. Every little bit helps now.

twastheglow · 03-05-2009, 12:44 PM

This will work with some companies but not all. Some companies can't/won't lower prices. But it's definately worth a try regardless!

silver05bullet · 03-05-2009, 01:23 PM

its called retention almost all companys do it from cable telephone to insurance, there is no need to loose you as a customer if they can still make a profit on you by dropping your rates and at the same time make you happy, it costs more to acquire new customers in marketing advertising then to keep existing

twastheglow · 03-05-2009, 01:25 PM

Quote:

Originally Posted by silver05bullet

its called retention almost all companys do it from cable telephone to insurance, there is no need to loose you as a customer if they can still make a profit on you by dropping your rates and at the same time make you happy, it costs more to acquire new customers in marketing advertising then to keep existing

I completely agree, but the key words are "almost all". The auto insurance company I work doesn't do it.

silver05bullet · 03-05-2009, 01:26 PM

comcast, verizon, att, tmobile any of the phone/internet/tv, alot of the insurance companies as well with the tv/data/tv companies the only way your not going to get a discount by threatening to leave is if you are already getting them

olmytsi · 03-05-2009, 01:27 PM

I'll have to give Jonathan at the wright agency a "courtesy" call

driftingrx5.7 · 03-05-2009, 03:35 PM

funny i was thinking about doing that today, my wife and i both own integras one 95 one 96 one is 2 dr one is 4dr and for some reason the 4dr is more then the dr and i don't get it. i mean i can't cry about it i pay 190 a month for 2 cars and two bikes

james_ls · 03-05-2009, 05:12 PM

I wonder if this works cell-phone wise...

Notorious92rhdEG · 03-05-2009, 06:31 PM

i am a ins agent in PA and i have Erie. they have the best rates in PA by far. i would check them out.

03-03-2009, 10:22 PM	#1
DiabloMR2 Tri-State Aficionado Join Date: Aug 2007 Location: Woolwich Twp. NJ Member #5468 My Ride: 07 Civic Ex, 04 Silverado Z71, 91 MR2-T iTrader: (0)	call your car ins. co. and save $$ i gave my car insurance company a call today to ask for my policy details cuz i wanted to reduce my monthly bills and shop around for quotes. the girl helped me with that and asked if i would like to speak with customer service rep before i started shopping around. talked to the guy and my policy went from 175 to 93 per month. nothing changed on the policy. it was left exactly the same. i have progressive. i didnt even bother shopping around but i was told to check out gieco and usaa cuz they are supposed to have the best rates for PA

03-04-2009, 08:27 AM	#5
Honest_Bob TST Ruined My Life! Join Date: Dec 2005 Location: Easton, PA Member #1179 My Ride: 05 WRX Wagon iTrader: (2)	I saved like $400 a year just by going to my agent and having them rewrite my policy. I've been with them for 4 years, turned 25, and havent had to claim anything. This was after the $500 discount for turning 25. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

03-05-2009, 12:28 PM	#11
C'DALERIDER Tri-State Addict Join Date: Nov 2005 Location: PHOENIXVILLE Member #1064 My Ride: '04WRX,'06STI;WRBX2,850awhp iTrader: (0)	I gotts to try something and auto insurance is a good start. But i have Nationwide for 5 of my cars and my house. Im affraid to mess with them. I got my Comcast bill lowered $65 5 months ago and gona go to Verizon asap. Every little bit helps now. __________________ The wheel in front of me twitches and pulses with enormous energy as it tries desperately to pull away from my gasping breaths. My legs ache, the pain beginning deep, unbelievably deep, slowly creeping up through the layers of my consciousness, finally reaching the threshold where my struggle to ignore it is overcome and it comes gushing out in great spasms.

03-05-2009, 01:23 PM	#14
silver05bullet Tri-State Addict Join Date: Nov 2005 Location: Jerzey Son Member #1084 iTrader: (0)	its called retention almost all companys do it from cable telephone to insurance, there is no need to loose you as a customer if they can still make a profit on you by dropping your rates and at the same time make you happy, it costs more to acquire new customers in marketing advertising then to keep existing __________________ 666 To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

03-05-2009, 01:26 PM	#16
silver05bullet Tri-State Addict Join Date: Nov 2005 Location: Jerzey Son Member #1084 iTrader: (0)	comcast, verizon, att, tmobile any of the phone/internet/tv, alot of the insurance companies as well with the tv/data/tv companies the only way your not going to get a discount by threatening to leave is if you are already getting them __________________ 666 To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

03-04-2009, 12:28 AM	#3
yellow2000S/R Tri-State Post Whore Join Date: Sep 2006 Location: York, Pa Member #2462 My Ride: 66 Fairlane, 73 F250, 79 F150, 82 GL500, 96 F250, 98 Wrangler, 04 Hoe, 06 Wrangler, 11 Silverado iTrader: (2)	I've heard of this before. Heard of people doing it for cable rates also for the package channels. I should call my insurance and see if they can help me out.

03-05-2009, 03:21 AM	#9
Reds82 Tri-State Addict Join Date: Jan 2009 Location: Fogelsville Pa Member #10670 My Ride: 1981 Mercury Crappi iTrader: (2)	I'm 26 with state farm for my cars and bikes switched from progressive they couldn't even come close the the coverage or price.

03-05-2009, 09:42 AM	#10
nightblurr Tri-State Aficionado Join Date: Oct 2008 Location: Quakertown, pa Member #9546 My Ride: 2011 WRX iTrader: (1)	i did this like 3 mounts ago. they droped it 190$ per six mounths

03-05-2009, 01:27 PM	#17
olmytsi Tri-State Post Whore Join Date: Feb 2005 Location: Los Angeles Member #159 My Ride: 99 Lexus SC300 iTrader: (2)	I'll have to give Jonathan at the wright agency a "courtesy" call

03-05-2009, 03:35 PM	#18
driftingrx5.7 Tri-State Post Whore Join Date: Dec 2006 Location: Poconos PA Member #3099 My Ride: 88 rx5.7 iTrader: (0)	funny i was thinking about doing that today, my wife and i both own integras one 95 one 96 one is 2 dr one is 4dr and for some reason the 4dr is more then the dr and i don't get it. i mean i can't cry about it i pay 190 a month for 2 cars and two bikes __________________ my v8 rx7build To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

03-05-2009, 05:12 PM	#19
james_ls TST Ruined My Life! Join Date: Mar 2006 Location: Warrington Member #1614 My Ride: 1998 Acura Integra LS//VTEC iTrader: (0)	I wonder if this works cell-phone wise... __________________ *Heller Dope* - When the ** is doper than Hellen Keller; it's Heller Dope To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. BUY MY STUFF!** To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

03-05-2009, 06:31 PM	#20
Notorious92rhdEG Tri-State Training Wheels Join Date: Nov 2008 Location: Allentown, PA Member #10213 My Ride: 97 ITR #341 K-powered iTrader: (0)	i am a ins agent in PA and i have Erie. they have the best rates in PA by far. i would check them out.

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