my insurance probs....fell free to advise... - TriStateTuners.com :: Home of Tristate Auto Enthusiast

NOPSTNS · 07-29-2007, 12:23 PM

some of u kno the story but its been updated....

yeah so when the hail came thru my area it wicked wrecked my car. 90% of the damage is to my hood but the other 10% is EVERYWHERE else....long story short i called gieco and they came out and quoted my car for 2500 in damage. i have a 500 deductible so they cut me a check for basically 2k. they told me they had to make the check out to a two party system bc i dont OWN the car. i make payments to beneficial savings bank and therefore they have to write the check to me AND the shop fixing it....well....i just wanna take the $ buy a hood and save the rest.....so this is the problem...

i got a check for 2 grand sittin on my desk for the past month. at last weeks meet at freshworks i meet officer ben and hes like, what the hell u talking about, the bank doesnt need to do that, go ask for a check in ur name bc they can do that,.....

my fellow technician co worker's dad works for a body shop and he said i can just go to my bank and deposit the check into my account....

went to the bank and they said no, the shop has to sign off on the check....

so what the hell is going on? how am i gonna get this money? id just spend 500 of it on a hood and then keep the rest.....whats the deal?

TurboTagTeam · 07-29-2007, 12:42 PM

I went through the same thing. Geico Sucks big time... Just see if youcan buy an aftermarket hood through the body shop and then see if they will cut you a check for the rest.

When my RX-7 was crashed by a friend of mine, geico gave me 1000 to buy 2 new rims. But I just wanted the money, so my body shop just cut me a check for 1000$

zerioustt · 07-29-2007, 01:05 PM

Check cashing place....you lose a few buck but at least you'll get the cash monies to order your hood.

ThePrimerSuspect · 07-29-2007, 02:37 PM

i went through the same thing. they cut a check to me and the bodyshop. but a friend of mine fixed the car so the bodyshop used the money for materials then they wrote me a check for the difference so i could pay the guy who fixed it.

jspek · 07-29-2007, 11:01 PM

totally useless post but i laughed...

NOPSTNS · 07-29-2007, 11:03 PM

chaz i dont get it.....

arent i in the off topic section?

Silverfc88 · 07-29-2007, 11:07 PM

LoL.. He's talking about the Geico ad below your post.

I think..

jspek · 07-29-2007, 11:09 PM

bingo. its suppose to be easy haha.

NOPSTNS · 07-30-2007, 07:25 AM

oooooo, i m sorry im a lil slo...

good one, haha

gpzjack · 07-30-2007, 08:12 AM

weird...my wife just got hit last week. We got a check in her name...no bank.

blu4door · 07-30-2007, 11:58 AM

maybe you should just get it fixed and not commit insurance fraud.

TurboTagTeam · 07-30-2007, 01:01 PM

It's not insurance fraud. You are not obligated to fix the car.

Jeffros Spec V · 07-30-2007, 01:29 PM

Quote:

Originally Posted by TurboTagTeam

It's not insurance fraud. You are not obligated to fix the car.

I work for an insurance company and heres how it works.

If you don't own the car, the check is supposed to go to the person who the car is regisetered to and the body shop its getting repaired at. If you don't own the car they can't you a check cause it's not your car but since you are financing it they will give you a check if they know its being repaird.

Now, all insurance companies don't follow that rule cause most of them don't care but some do.

Bottom line, they are not bull****ting you, its perfectlly legal.

NOPSTNS · 07-30-2007, 07:03 PM

damn.....ok, ill go to the shop and have them sign off on it.....im having that check voided and they r gonna rewrite me a check to MY works body shop....they will sign it and ill get my money.....

that is not insurance fraud....i dont HAVE to have it fixed...and im replacing the hood so that IS fixing it......and if i was doing somethin illegal would i go online and announce it world wide to a site that we all kno is scanned by the police?

07-29-2007, 12:23 PM	#1
NOPSTNS Tri-State Post Whore Join Date: Dec 2006 Location: Los Angeles, CA Member #3176 iTrader: (0)	my insurance probs....fell free to advise... some of u kno the story but its been updated.... yeah so when the hail came thru my area it wicked wrecked my car. 90% of the damage is to my hood but the other 10% is EVERYWHERE else....long story short i called gieco and they came out and quoted my car for 2500 in damage. i have a 500 deductible so they cut me a check for basically 2k. they told me they had to make the check out to a two party system bc i dont OWN the car. i make payments to beneficial savings bank and therefore they have to write the check to me AND the shop fixing it....well....i just wanna take the $ buy a hood and save the rest.....so this is the problem... i got a check for 2 grand sittin on my desk for the past month. at last weeks meet at freshworks i meet officer ben and hes like, what the hell u talking about, the bank doesnt need to do that, go ask for a check in ur name bc they can do that,..... my fellow technician co worker's dad works for a body shop and he said i can just go to my bank and deposit the check into my account.... went to the bank and they said no, the shop has to sign off on the check.... so what the hell is going on? how am i gonna get this money? id just spend 500 of it on a hood and then keep the rest.....whats the deal?

07-29-2007, 11:07 PM	#7
Silverfc88 Tri-State Post Whore Join Date: Jan 2005 Location: NorCal Member #126 My Ride: 88 RX7 TII, 2012 WRX hatch iTrader: (5)	LoL.. He's talking about the Geico ad below your post. I think.. __________________ formerly 95nracer Instagram @Silverfc88 11.6@123mph Streetport 13bt, Haltech Sprint RE, FIC 1150cc + Delphi 1000cc injectors, Walbro 255, Borg Warner s360 .88, HKS mani, JGS 50mm, Greddy FMIC, HKS Twin Power, AEM water/meth inj

07-30-2007, 08:12 AM	#10
gpzjack Tri-State Addict Join Date: Jan 2007 Location: Aston Member #3422 My Ride: 07 Legacy 06 Mazda5 96 Dakota 78 Firebird 03 Kawasaki iTrader: (2)	weird...my wife just got hit last week. We got a check in her name...no bank. __________________ 07 Legacy 06 Mazda5 96 Dakota 78 Firebird 03 Kawasaki To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

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07-29-2007, 12:42 PM	#2
TurboTagTeam Tri-State Post Whore Banned Join Date: Mar 2005 Location: Cell Block F Member #275 My Ride: constantly changes iTrader: (2)	I went through the same thing. Geico Sucks big time... Just see if youcan buy an aftermarket hood through the body shop and then see if they will cut you a check for the rest. When my RX-7 was crashed by a friend of mine, geico gave me 1000 to buy 2 new rims. But I just wanted the money, so my body shop just cut me a check for 1000$

07-29-2007, 02:37 PM	#4
ThePrimerSuspect Tri-State Addict Join Date: Jan 2006 Location: philly Member #1241 iTrader: (0)	i went through the same thing. they cut a check to me and the bodyshop. but a friend of mine fixed the car so the bodyshop used the money for materials then they wrote me a check for the difference so i could pay the guy who fixed it.

07-29-2007, 11:03 PM	#6
NOPSTNS Tri-State Post Whore Join Date: Dec 2006 Location: Los Angeles, CA Member #3176 iTrader: (0)	chaz i dont get it..... arent i in the off topic section?

07-30-2007, 07:25 AM	#9
NOPSTNS Tri-State Post Whore Join Date: Dec 2006 Location: Los Angeles, CA Member #3176 iTrader: (0)	oooooo, i m sorry im a lil slo... good one, haha

07-30-2007, 11:58 AM	#11
blu4door Tri-State Aficionado Join Date: Jun 2005 Location: trenton Member #504 My Ride: 1979 ford econoline van iTrader: (0)	maybe you should just get it fixed and not commit insurance fraud.

07-30-2007, 01:01 PM	#12
TurboTagTeam Tri-State Post Whore Banned Join Date: Mar 2005 Location: Cell Block F Member #275 My Ride: constantly changes iTrader: (2)	It's not insurance fraud. You are not obligated to fix the car.

07-30-2007, 07:03 PM	#14
NOPSTNS Tri-State Post Whore Join Date: Dec 2006 Location: Los Angeles, CA Member #3176 iTrader: (0)	damn.....ok, ill go to the shop and have them sign off on it.....im having that check voided and they r gonna rewrite me a check to MY works body shop....they will sign it and ill get my money..... that is not insurance fraud....i dont HAVE to have it fixed...and im replacing the hood so that IS fixing it......and if i was doing somethin illegal would i go online and announce it world wide to a site that we all kno is scanned by the police?