Bike Insurance

[PAFirefighter11]

Let's make this a good reference thread for people shopping insurance. It's always nice to see what others are paying and for what coverage. Obviously you don't have to answer the amount of citations/accidents you have had, but it helps give us an idea of rates ;-)

EDIT: Just got my coverages changed
Insurance Company: Riders Insurance - local KOP agent
Rate: $218/year
Coverage: Full Coverage ($50k, $100k, $25k for Bodily injury, Property damage, Uninsured, Underinsured motorist), $5k for peds, passenger full coverage, theft, fire, damage ($250 deductible), $8000 in gear/accessory coverage, roadside assistance, etc... damn.
Bike: '98 VFR800 Interceptor
Age: 28
Speeding Citations: None in PA in 10 years
Accidents: None in 10 years

[420sx]

Insurance Company: Progressive
Rate: $189/yr (12 month policy)
Coverage: Basic (Liability)
Bike: '00 Suzuki SV650
Age: 22
Speeding Citations: 8 or 9... I lost count. None are on my record though. (all taken to court, dropped to five over, no points)
Accidents: None on my record.

[Sberk06]

Insurance Company: Progressive
Rate: $116/year paid in full
Coverage: Basic (Liability I think)
Bike: 2006 GSXR 600
Age: 23
Speeding Citations: None
Accidents: None

[OutToWinPAHC]

Insurance Company: Grundy Worldwide collector car insurance.
Rate: $67 anually
Coverage: Full coverage, 0 deductible, appraised value of $12500 when I paid $7000.0
Bike: 2002 Harley Davidson V-Rod VRSCA 1130cc liquid cooled V-Twin
Age: 27
Speeding Citations: None
Accidents: None in 9 years

However this is on my car policy

[Vr-4-Life]

Insurance Company: Progressive
Rate: $60 Monthly
Coverage: Full coverage, 500 dollar deductable
Bike: 2009 Ducati Monster 696
Age: 24
Speeding Citations: None
Accidents: None in 5 years

[xarchiex]

Insurance Company: Rider
Rate: $1,100 yearly
Coverage: Full coverage, 500 dollar deductable
Bike: 2006 zx-6r 636
Age: 20
Speeding Citations: None
Accidents: None

will be going down though was registered and insured when was still 19.They said was so much since young and on a supersport.

[BlondeBaby*//G]

Insurance Company: State Farm
Rate: $260.00/ year
Coverage: Basic (Liability) $250,000 injury or property damage covered
Bike: 2006 Honda CBR f4i
Age: 21
Speeding Citations: 1 when I was 18, 0 points as of now.
Accidents: None on my record.

[SovXietday]

Insurance Company: Rider
Rate: $220 yearly
Coverage: Basic
Bike: 1994 CBR 600 F2
Age: 22
Speeding Citations: None
Accidents: None

[Ender81]

Insurance Company: Rider
Rate: $95 yearly
Coverage: Full
Bike: 1975 Honda CB750
Age: 29
Speeding Citations: None
Accidents: None

[Sberk06]

rider seems expensive....

[Ender81]

Actually for my bike it was the cheapest. Progressive wanted 260 and Erie wanted 500. I may be wrong on my number it may be 80. I have a few different collector policies also so I lose track sometimes lol.

[xarchiex]

rider was also the cheapest for me.

[PAFirefighter11]

I just switched to Riders per my insurance agent. Upped the piss out of my coverages, from liability to full now, added bunch of other stuff.. damn.

[OutToWinPAHC]

Originally Posted by Ender81

Actually for my bike it was the cheapest. Progressive wanted 260 and Erie wanted 500. I may be wrong on my number it may be 80. I have a few different collector policies also so I lose track sometimes lol.

If you have collector car policys check out grundy... I pay under 450 a year for my car and bike.

[Ender81]

I am using american collector for my 66 Beetle and right now it's costing me 100 for a year. Later in the year though I am going to switch to one company for the bug, Cb and WRX so they will all be on one policy.

[OutToWinPAHC]

Yeah I have the car at a negotiated 35,000 value and the bike at 12,000. Grundy Worldwide is awesome, and right here in PA.

[SovXietday]

^What car do you have under the collector policy?

I would really like to find an insurance company to insure my car for something a little closer to what it's worth... since a 96 Honda Civic CX is worth about 2300 and I have 9-10x that in it.

Also, Rider was also the cheapest. I had a policy with Geico matched with my cars and it was almost 500 a year.

[soCo]

Insurance Company: Geico
Rate: $590/year
Coverage: Basic
Bike: '03 Yamaha YZF600R
Age: 23
Speeding Citations: 60 in a 55 no points.
Accidents: None in 7 years

Does how long you've been riding a motorcycle affect insurance? This summer will be a year.

Edit: I just checked out riders, with the same coverage I'm getting with Geico, I can get it down to 290/year with Riders.

[PAFirefighter11]

Originally Posted by soCo

Edit: I just checked out riders, with the same coverage I'm getting with Geico, I can get it down to 290/year with Riders.

There you go! That's why I started this thread. Great to hear other people are saving some cash now!

[soCo]

Originally Posted by PAFirefighter11

There you go! That's why I started this thread. Great to hear other people are saving some cash now!

Yup, this definitely is helpful. Much appreciated.