***TST's Official "Boring" Thread, Part Deux*** - Page 1908 - TriStateTuners.com :: Home of Tristate Auto Enthusiast

Buster · 08-04-2011, 02:29 PM

BTW, yes and yes.

grimm · 08-04-2011, 02:30 PM

we all will die eventually...

i've spent too much money this week.

anyone know anything about life insurance? any good sites to read up about it before i get some.

jpalamar · 08-04-2011, 02:33 PM

Quote:

Originally Posted by grimm

anyone know anything about life insurance? any good sites to read up about it before i get some.

Do term life. I wasted my money a few years back on a cash life policy. I found that I could invest the difference in thte cheaper term life and be better off in the long run.

Your also young enough, and assuming healthy, to get a good rate on it.

grimm · 08-04-2011, 02:42 PM

do you see any problem with getting life insurance with the same company i use for home owners and car insurance? you know having my eggs all in one basket, that basket being liberty mutual.

jpalamar · 08-04-2011, 02:45 PM

When I get a referral from Liberty Mutual I cringe... their adjusters always give me headaches(workers comp and liability claims). Don't know anything about their policies compared to anyone else. I have to ask many times for info, when they do finally response, its only partial. When we bill them for our services they often times don't pay the bill. We actually dropped our contract with them and have to get special approvals just to accept their cases now.

I was with NY Life and was happy with my cash life years ago. Never really did anythign but pay the bill though so I don't really know of they are any better or not.

grimm · 08-04-2011, 02:49 PM

never had to deal with that side of the company yet. i guess my question really is, is it a faux pa to use one company for all your insurance needs?
Not sure if the plan they quoted me is a cash life or a term, I assume it's a cash life. But regardless, their quote combined with our car insurance was $300 less with life insurance for my wife and I. So basically I would save $300 (every 6 months) to add life insurance for my wife and I.

jpalamar · 08-04-2011, 02:52 PM

It's probally not good to do everything through 1 company, you just never know if they will be the next Enron... but at the same time it is very convenient. With the amount of bailouts and risks for a major company to crash... I would think the risks would be tiny. I'd do it all through 1 company if it saved me money.

grimm · 08-04-2011, 02:54 PM

yea the savings is what is making it seem like a sweet deal. just cautious that it's too good to be true, like most things are.

jpalamar · 08-04-2011, 02:59 PM

Insurance is a necessary evil.

jpalamar · 08-04-2011, 03:02 PM

I'm actually going to buy some stocks very soon since the market dropped like 300 points. Some quick easy money to be had.

jpalamar · 08-04-2011, 03:04 PM

Well, maybe not quick.. but I think everyone is going to panic sell and then stuff will stablize.

grimm · 08-04-2011, 03:12 PM

indeed, sadly.

grimm · 08-04-2011, 03:13 PM

Quote:

Originally Posted by jpalamar

Well, maybe not quick.. but I think everyone is going to panic sell and then stuff will stablize.

been thinking of doing the same.

jpalamar · 08-04-2011, 03:19 PM

So pimp: http://realestate.yahoo.com/promo/ho...-for-sale.html

piku · 08-04-2011, 04:17 PM

Speaking of AIDS and death, it occurred to me the other day that the idea of property ownership is kind of funny. In the end your unappreciative kids will be selling that **** off anyway.

Elliott18t · 08-04-2011, 04:47 PM

Quote:

Originally Posted by piku

Speaking of AIDS and death, it occurred to me the other day that the idea of property ownership is kind of funny. In the end your unappreciative kids will be selling that **** off anyway.

While that may be... I can't stand the thought of renting.

**Big_Jim** · 08-04-2011, 05:43 PM

what a busy friggin day.

Elliott18t · 08-04-2011, 08:35 PM

sweet

**Big_Jim** · 08-05-2011, 09:09 AM

BBQ at my house last night was awesome.

jpalamar · 08-05-2011, 10:02 AM

Wilfred last ngiht was awesome too.

08-04-2011, 02:29 PM	#38141
Buster TST Ruined My Life! Join Date: May 2005 Location: Holland Pa Member #449 My Ride: 2008 Mustang GT/CS iTrader: (3)	BTW, yes and yes. __________________ III To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-04-2011, 02:30 PM	#38142
grimm Tri-State Post Whore Join Date: Dec 2006 Member #3058 iTrader: (2)	we all will die eventually... i've spent too much money this week. anyone know anything about life insurance? any good sites to read up about it before i get some. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-04-2011, 02:42 PM	#38144
grimm Tri-State Post Whore Join Date: Dec 2006 Member #3058 iTrader: (2)	do you see any problem with getting life insurance with the same company i use for home owners and car insurance? you know having my eggs all in one basket, that basket being liberty mutual. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-04-2011, 02:45 PM	#38145
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Collegeville, PA Member #13773 My Ride: 03 Corvette Z06 iTrader: (3)	When I get a referral from Liberty Mutual I cringe... their adjusters always give me headaches(workers comp and liability claims). Don't know anything about their policies compared to anyone else. I have to ask many times for info, when they do finally response, its only partial. When we bill them for our services they often times don't pay the bill. We actually dropped our contract with them and have to get special approvals just to accept their cases now. I was with NY Life and was happy with my cash life years ago. Never really did anythign but pay the bill though so I don't really know of they are any better or not. Last edited by jpalamar; 08-04-2011 at 02:48 PM.

08-04-2011, 02:49 PM	#38146
grimm Tri-State Post Whore Join Date: Dec 2006 Member #3058 iTrader: (2)	never had to deal with that side of the company yet. i guess my question really is, is it a faux pa to use one company for all your insurance needs? Not sure if the plan they quoted me is a cash life or a term, I assume it's a cash life. But regardless, their quote combined with our car insurance was $300 less with life insurance for my wife and I. So basically I would save $300 (every 6 months) to add life insurance for my wife and I. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-04-2011, 02:52 PM	#38147
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Collegeville, PA Member #13773 My Ride: 03 Corvette Z06 iTrader: (3)	It's probally not good to do everything through 1 company, you just never know if they will be the next Enron... but at the same time it is very convenient. With the amount of bailouts and risks for a major company to crash... I would think the risks would be tiny. I'd do it all through 1 company if it saved me money.

08-04-2011, 02:54 PM	#38148
grimm Tri-State Post Whore Join Date: Dec 2006 Member #3058 iTrader: (2)	yea the savings is what is making it seem like a sweet deal. just cautious that it's too good to be true, like most things are. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-04-2011, 02:59 PM	#38149
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Collegeville, PA Member #13773 My Ride: 03 Corvette Z06 iTrader: (3)	Insurance is a necessary evil.

08-04-2011, 03:02 PM	#38150
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Collegeville, PA Member #13773 My Ride: 03 Corvette Z06 iTrader: (3)	I'm actually going to buy some stocks very soon since the market dropped like 300 points. Some quick easy money to be had.

08-04-2011, 03:04 PM	#38151
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Collegeville, PA Member #13773 My Ride: 03 Corvette Z06 iTrader: (3)	Well, maybe not quick.. but I think everyone is going to panic sell and then stuff will stablize.

08-04-2011, 03:12 PM	#38152
grimm Tri-State Post Whore Join Date: Dec 2006 Member #3058 iTrader: (2)	indeed, sadly. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-04-2011, 03:19 PM	#38154
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Collegeville, PA Member #13773 My Ride: 03 Corvette Z06 iTrader: (3)	So pimp: http://realestate.yahoo.com/promo/ho...-for-sale.html

08-04-2011, 04:17 PM	#38155
piku Tri-State Addict Join Date: Mar 2009 Location: Bradentucky, FL Member #12166 My Ride: 335i/M3 iTrader: (0)	Speaking of AIDS and death, it occurred to me the other day that the idea of property ownership is kind of funny. In the end your unappreciative kids will be selling that **** off anyway.

08-04-2011, 08:35 PM	#38158
Elliott18t Tri-State Post Whore Join Date: Oct 2008 Location: Blue bell/Ambler ,PA Member #9456 My Ride: 03 GTI w/ F4h-T 250-260hp goal iTrader: (0)	sweet __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. TST's Dub Cult

08-05-2011, 10:02 AM	#38160
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Collegeville, PA Member #13773 My Ride: 03 Corvette Z06 iTrader: (3)	Wilfred last ngiht was awesome too.

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