***TST's Official "Boring" Thread, Part Deux***

[Big_Jim]

Morning everyone. Jay, did you make it into work today?

Originally Posted by Elliott18t

been thinking of trading my car in for something newer.. I may have to roll some negative equity into it though

I wouldnt do that man, from a financial p.o.v.

[Elliott18t]

i know financially its bad. But from this point the value of the car is only going to drop further being that there are already 2 more generations out. Also, In that case I had to drop the amount the car im looking for and willing to pay a little extra because of that, might end up paying less in the end if i can work it out(month to month.). I'm just looking for newer with a warranty basically. Idk lol.

basically me ranting because I would like something new, even though i dont need it.. lol

[Snoozie]

Originally Posted by TROLL

I hope I was included as one of the bitches you were referring to!

BITCH. I was referring to you too, of course. Sorry I didn't make it. I hadn't hung out with my sister in a while and didn't feel like driving to the city. Looking back, I'm kind of glad I didn't drive down.....

[Oakes]

Had a lot of fun last night

Was funny seeing the car I just detailed and got held up at the shop for show up to Sonic right when we got there.

Unfortunately, on the way home in my last 2 miles on 202, a group of 4 raccoon decided to coast across under a bridge around the Boot Road bend. All I'll say is, the splitter on the STi > that raccoon. No damage to the car but that raccoon got his day ****ed. The side vent of the bumper popped out but clipped right back in. Just my luck there had to be 4 to avoid rather than 1. Oh well, theres nothing wrong so nothing to complain about haha.

[HickRocket1258]

Morning all. Made ladder golf Friday and it turned out real well. Used it for tailgating on Saturday for the Phils game and well of course the Phils lost when I go. Then yesterday lost in the 2nd round of the $5k race at Atco. Camaro it definitely coming out for Maple Grove and Cecil's big money races later this year.

[Big_Jim]

[Oakes]

LOL. That just made my morning

[piku]

morning guys. work is up my ass to get a million things done... great.

[jpalamar]

Originally Posted by Big_Jim

Morning everyone. Jay, did you make it into work today?

I took a sick day. We didn't get home til 12:30 last night.

[grimm]

i power washed my house yesterday man i'm so sore.

[HickRocket1258]

Love using my dad's powerwasher at times. He has a heavy duty industrial one that you don't find in most stores.

[russiankid]

I have a Karcher with a Honda motor. Has a 3k psi pump on it, takes off anything I need.

[russiankid]

Ugh I hate catching up on finance crap. I never really had to do it because I didn't spend money, but I like to track every penny.

[420sx]

Originally Posted by russiankid

Ugh I hate catching up on finance crap. I never really had to do it because I didn't spend money, but I like to track every penny.

TEACH ME YOUR WAYS.

I cant hold onto a dollar to save my friggin life. Most of my money is already spoken for before i even get it. The remainder is burnt in no time, and usually runs out before the next paycheck. Im a financial disaster.

[russiankid]

Step one, become Jewish.










I really only keep track of transactions I do with my card. If I take out cash, for example, I keep note of how much cash I took out and I don't really bother recording how much of it I spent on what.

[grimm]

Originally Posted by russiankid

I have a Karcher with a Honda motor. Has a 3k psi pump on it, takes off anything I need.

this was some homelite 3100 psi machine with a Subaru OHC engine. worked well, just got kind of tiresome after 5 hours of it.

[russiankid]

Originally Posted by grimm

this was some homelite 3100 psi machine with a Subaru OHC engine. worked well, just got kind of tiresome after 5 hours of it.

Pressure washing is boring. I used to have to clean the driveway at my old house every month as it was concrete.

[420sx]

Originally Posted by russiankid

I really only keep track of transactions I do with my card. If I take out cash, for example, I keep note of how much cash I took out and I don't really bother recording how much of it I spent on what.

I keep track of one thing: my current balance. As long as i keep it in the positive, im golden. The new law they put in about overdrafts is saving my ass.

For some reason theres always confusion when I check my balance, which i do at least daily. Sometimes ill check it and it wont be up to date, and ill forget about something that hasnt cleared, and spend that money. Now that i cant overdraw my account, ive been much better. I lost about $400 in overdraft fees in the months leading to that switch. Probably $200 worth was legitimate, and another $200 of wachovia bending me over for no reason at all. I got an overdraft fee once when my account was over $100 the entire week. And they refused to remove it.

I just cant seem to keep track of my card spending, and if i withdraw cash, i blow through it twice as fast.

[russiankid]

The way I do it is I keep receipts for everything. I keep a spreadsheet of how much I spent, and I also keep track of how much I earned. So in the end, I subtract my spendings from my income, and this way I also know how much money I have at the current moment even if the transaction has not cleared. At the end of each statement, I verify that the amount spent and amount available to me is the same between my calculations and the bank. If something is not right, I view the banks transactions and what I have logged.

[Elliott18t]

Im pretty good with it just checking my account unless I used credit choice at the gas pump instead of debit and I forget. damn $1.. lol