***TST's Official "Whatever" Thread*** - Page 2118 - TriStateTuners.com :: Home of Tristate Auto Enthusiast

DPancoast · 08-06-2009, 02:16 PM

I never have lunch

jpalamar · 08-06-2009, 02:18 PM

Quote:

Originally Posted by Scapegoat

i usually talk myself out of things money wise. I've been trying to come up with reasons this is a bad idea... but as long as i can either refi the neon or sell, or both, i'm fine... i've got side work coming in too... worst case i throw all that into the neon to pay it off instead of a roush supercharger haha

So your basing this loan on a hope that you can refi the car (your already having trouble getting the new loan so refi wtih another loan won't happen), or selling the SRT-4. Do you owe less on the loan then you can sell it for(if not you better have some money to pay off the diffrence), and side work.

You should talk to a financial planner. This has FAIL all over it. You should keep the SRT-4 and try and sell it. Once it is sold then buy the new car. Don't risk it anymore then you have it.

OutlawzPrez · 08-06-2009, 02:18 PM

I'm eating some oversized pizza bagels for lunch. MMMmmmm

Snoozie · 08-06-2009, 02:22 PM

Quote:

Originally Posted by ASIAN JUL

WHAT!? Why not Snoozles!?!?

If I had money, I'd let you order food with my card. I did it for Bryan once when he left his money at home.

Sorry to hear Snooz

*Consolation smooch*

Thanks sweetness.

I usually go home for lunch (since I live 4 miles from home), but I didn't feel like it today. My fault. haha

phate1229 · 08-06-2009, 02:25 PM

woke up to family all screaming at each other, why do I still live here.

Scapegoat · 08-06-2009, 02:27 PM

Quote:

Originally Posted by jpalamar

So your basing this loan on a hope that you can refi the car (your already having trouble getting the new loan so refi wtih another loan won't happen), or selling the SRT-4. Do you owe less on the loan then you can sell it for(if not you better have some money to pay off the diffrence), and side work.

You should talk to a financial planner. This has FAIL all over it. You should keep the SRT-4 and try and sell it. Once it is sold then buy the new car. Don't risk it anymore then you have it.

too late son

the car is worth at least 12k, which is what i owe. Pics get taken this weekend of it after i clean it out and it goes up for sale everywhere i can put it up.

i didn't have any trouble getting financed from the credit union. in fact, its cheaper in the long run going this route and selling the srt on the side. the only issue i was having any trouble what so ever is due to some delinquent accounts from when i was making 13/hr and taking care of two people in an apartment. now i make considerably more... have a solid job, have money coming in on the side... i know what i can afford each month...

be a little sacrifice... gonna get rid of cable TV and use Hulu.com, gonna cut down on brewing and drinking beer... that should save me over $100 a month

Elliott18t · 08-06-2009, 02:31 PM

not eating would save me almost 1k a month.. lol. I go out to eat too much.

Scapegoat · 08-06-2009, 02:34 PM

i eat in lol... i buy chicken rice and veggies and eat that **** all week. gonna start cooking at home on the weekends too. gotta be good till the srt is gone

Erik · 08-06-2009, 02:34 PM

^^i hit the diner a few times a week with friends. but i usually get unsweetened tea, 2 eggs, hashbrowns, toast for a total of 4.47

eagle diner in warminster FTMFW

HickRocket1258 · 08-06-2009, 02:38 PM

I told my gf if she wanted to buy a house next year she better pay some of her loans off asap and stop spending like a moron. Well she has listened and says shes better at saving because of me.

ASIAN JUL · 08-06-2009, 02:40 PM

Quote:

Originally Posted by Erik

^^i hit the diner a few times a week with friends. but i usually get unsweetened tea, 2 eggs, hashbrowns, toast for a total of 4.47

eagle diner in warminster FTMFW

Tom Jones in Aston.... $3 for 2 eggs, 2 pancakes, 2 pieces of sausage, 2 pieces of bacon, 2 pieces of toast, juice and coffee.

Cept I don't eat most of it lol

crazyduckme · 08-06-2009, 02:40 PM

Quote:

Originally Posted by specvince

crazyduckme. your from glenn mills? is that near bayard rustin highschool?

It's not far from there at all. Why do you ask?

And geez, I go away for 2 hours and so much drama for Ken!!

I had an epic nap. followed by epic sex. hooray.

ASIAN JUL · 08-06-2009, 02:42 PM

What the hell, Michelle? How long are your lunch breaks? LOL

Snoozie · 08-06-2009, 02:45 PM

Quote:

Originally Posted by Elliott18t

not eating would save me almost 1k a month.. lol. I go out to eat too much.

Holy crap. We don't even spend that much in a couple months on groceries! We hardly ever eat out, maybe 2x a month. You'd save yourself so much money if you ate in.

crazyduckme · 08-06-2009, 02:45 PM

LOL. Anywhere from a half hour to 2 hours apparently.

Today, however, it was just an hour. I was actually doing work for an hour!

ASIAN JUL · 08-06-2009, 02:48 PM

So......either it was really crappy sex, or a really crappy nap. Or both and the rest of the time was spent commuting to a certain TST member's house....who's house is reasonably close enough to feasibly be able to drive there and back...

crazyduckme · 08-06-2009, 02:50 PM

Quote:

Originally Posted by ASIAN JUL

So......either it was really crappy sex, or a really crappy nap. Or both and the rest of the time was spent commuting to a certain TST member's house....who's house is reasonably close enough to feasibly be able to drive there and back...

Neither. They were both epic. I slept a solid 10 minutes and enjoyed the rest of the time with the bf. <3

and

is right. Hmm....

Elliott18t · 08-06-2009, 02:50 PM

Quote:

Originally Posted by Snoozie

Holy crap. We don't even spend that much in a couple months on groceries! We hardly ever eat out, maybe 2x a month. You'd save yourself so much money if you ate in.

i know its almost that because im never home and there isnt much else i spend money on other than bills.. or maintenance.. dont really know what else i spend it on

. need to change that since i want to move/coilovers(last big thing i want for this car.. then im pretty much content) lol..

DPancoast · 08-06-2009, 02:54 PM

Rob, I am better at saving because of ny gf. She didn't even say anything. I just observed how well an organized her money is. It's awesome lol

HickRocket1258 · 08-06-2009, 03:04 PM

Quote:

Originally Posted by DPancoast

Rob, I am better at saving because of ny gf. She didn't even say anything. I just observed how well an organized her money is. It's awesome lol

Haha. Yeah I make enough money now that I can actually save. It'll only get better within the next month or so. She makes good money compared to me. Over double what I make now. She was just real stupid when she bought her first car and then the loan carried over to her car she traded for. I get so pissed when that subject gets brought up. You would think she bought like a Lexus or something.

But D it sounds like your gf has had a good impact like I have with mine.

08-06-2009, 02:18 PM	#42343
OutlawzPrez Tri-State Post Whore Join Date: Jul 2007 Location: The Lafayette Hill baddlandz Member #5364 My Ride: 1991 Silvia iTrader: (1)	I'm eating some oversized pizza bagels for lunch. MMMmmmm __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-06-2009, 02:31 PM	#42347
Elliott18t Tri-State Post Whore Join Date: Oct 2008 Location: Blue bell/Ambler ,PA Member #9456 My Ride: 03 GTI w/ F4h-T 250-260hp goal iTrader: (0)	not eating would save me almost 1k a month.. lol. I go out to eat too much. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. TST's Dub Cult

08-06-2009, 02:34 PM	#42349
Erik Tri-State Post Whore Join Date: May 2006 Location: Glenside, PA Member #1962 My Ride: 2001 Audi A6 2.7 Twin Turbo iTrader: (4)	^^i hit the diner a few times a week with friends. but i usually get unsweetened tea, 2 eggs, hashbrowns, toast for a total of 4.47 eagle diner in warminster FTMFW __________________ --Eric '96 Mazda Miata \| FM V-Maxx Coilovers \| Jackson Racing Exhaust/Intake GONE To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. 01' Audi A6 2.7 Twin Turbo \| Daily \| NoMods

08-06-2009, 02:38 PM	#42350
HickRocket1258 Tri-State Post Whore Join Date: May 2005 Location: West Chester, PA Member #415 iTrader: (0)	I told my gf if she wanted to buy a house next year she better pay some of her loans off asap and stop spending like a moron. Well she has listened and says shes better at saving because of me. __________________ -Rob Just a mustang that's lowered.....that's about it. Work harder....Millions on welfare depend on you!

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08-06-2009, 02:34 PM	#42348
Scapegoat TST Ruined My Life! Join Date: Dec 2005 Location: stop looking at my gold Member #1208 iTrader: (1)	i eat in lol... i buy chicken rice and veggies and eat that **** all week. gonna start cooking at home on the weekends too. gotta be good till the srt is gone