How do people save money & still fuel their car toy desi

[ohsixMTee]

I've always been a paycheck to paycheck type of person. The way I see it, as long as your bills and obligations are satisfied why not have a little fun with what you work hard for? I do, however space it out some. I usually designate ~200 per pay for modifications. Exception lies with rising gas prices.....when they go up modding starts going down.

[the mike]

Honestly, I'm not. Most car stuff has been put on the back burner for now. Got a wedding to pay for. Hopefully next year I'll have some extra cash, or at least beer money.

[Honest_Bob]

**** it. to depressing to think about.

[3rdGenMr2Girl]

all my money goes to bills and cars, i don't have s**t saved. and i don't mind.

[agoodall]

Originally Posted by gdmbat85

that's because saving isnt in a DSMers dictionary.

DSM = doesn't save money

[pkdriving08]

when you say saving you mean spending all your money when you get it right? cuz i can do that pretty well

[240sxDann]

I just put $3-400 in savings out of every paycheck. (That is...until I have enough saved up for whatever I'm saving for for my car lol!)

[240sxDann]

Originally Posted by DPancoast

I have no money saved. I just make sure I can eat, pay bills, and have a little just in case. Everything else goes to the car.

Glad I'm not the only one!

[Got Insulin?]

It's tough. I save up a bunch, and then something expensive comes up; It never fails. The cars get modded in the interrim

[Kir Diesel]

I had a good bit saved until the paint job and now it starts all over again next month...

I live on Salary and generally save my commision/bonus money... Ive modded most of my car on commisions.

But if you really wanna get ur car modded up the best thing is to work 2 jobs.. one for bill and another job for mods so you can just bang it out and get the car to where you want it..


How i saved for my STi i worked 57 hrs a week for about a year and half and saved about $1000 a month or $250 every week.

[Whitekryptonit3]

Originally Posted by Kir Diesel

I had a good bit saved until the paint job and now it starts all over again next month...

I live on Salary and generally save my commision/bonus money... Ive modded most of my car on commisions.

But if you really wanna get ur car modded up the best thing is to work 2 jobs.. one for bill and another job for mods so you can just bang it out and get the car to where you want it..


How i saved for my STi i worked 57 hrs a week for about a year and half and saved about $1000 a month or $250 every week.

Being a private banker for snoby millionaires this is how I save:
I get paid salary + commission, from each normal paycheck I save 250 like Kir does. As far as the commission 80-90% goes into the savings account.
Additional retirement (401k, Roth IRA, IRA) $350 goes towards the 401k, $150goes towards the Roth; as for the IRA it’s the bastard step child and gets $50.

This month alone I've saved liquid $1200.00 from my first paycheck. And $550 towards retirement for the entire month.

The best idea is to stop into your local bank and open a separate savings account for the BS spending money. This is how your account should look like:

Checking: Bills/Food/etc..
Savings 1: Rainy day money
Savings 2: BS spending money (car fund)
Brokerage: ie etrade, Scott trade
Retirement: 401k, IRA
Credit card with low interest rate preferably below 6%

Also, if you have direct deposits you can auto allocate through the routing and account number so certain monies to be dispersed. So the less you see in your paycheck the less you will miss it.

[alwaysinboost]

wise man say: "its not what you earn, its what you save."

[TrboChicsRock]

Originally Posted by gdmbat85

that's because saving isnt in a DSMers dictionary.

Wow... I posted that over 4 years ago!

I actually use an ING savings account. If I keep money in my checking I find that I'm more likely to spend it. With my savings being in my ING, I don't even realize that it's there.

[sleeperSL2]

I use my checking for personal crap. my lock box for my car stuff. and my savings for stuff later in my young life. my money gets split between all three. im a hermit and hardly go out so i can save well

[the mike]

Originally Posted by TrboChicsRock

Wow... I posted that over 4 years ago!

I actually use an ING savings account. If I keep money in my checking I find that I'm more likely to spend it. With my savings being in my ING, I don't even realize that it's there.

We have two of those, but everything that goes in is allocated to wedding stuff right now, so it comes right back out.

Man I can't wait until November.