***TST's Official "Whatever" Thread*** - Page 786 - TriStateTuners.com :: Home of Tristate Auto Enthusiast

Elliott18t · 12-09-2008, 10:42 AM

i wanted to stay away from about $400+ a month. but sometimes I wish I got that r32 that was on the lot as my gti. both where CPO.

Snoozie · 12-09-2008, 10:43 AM

Quote:

Originally Posted by Scapegoat

yeah seriously... almost double that for a neon is just stooooopit...

but i love my car, and my credit is still horrible...

Mine is only $100 more then that, and thats because I had money rolled over from my gay VW. My credit is excellent.

Oakes · 12-09-2008, 10:43 AM

My brother was paying $2,000 a month, give or take for his Cayenne Turbo.

My heart stopped.

ASIAN JUL · 12-09-2008, 10:43 AM

Quote:

Originally Posted by Kerplunk105

You can def get a nice car for $250/month. My Subaru Impreza was $240

Really? Hm... I guess I'm gonna have to look more seriously into this.

Quote:

Originally Posted by Oakes

lol, damn, my car is out.

lolllllllll

Quote:

Originally Posted by Scapegoat

well yeah, but the whole point of going in there with possibly a loan from the bank, which i think personal loans max at 10k now, keeps you from getting abused by the dealership and paying more for less. which since you're not insanely rich would suck balls

see, i'm just looking out for you boo

I know thanks bby

Quote:

Originally Posted by tdmopar59

250 ain't bad especially with good credit...

....heh....about that

Scapegoat · 12-09-2008, 10:44 AM

do want!

Kerplunk105 · 12-09-2008, 10:45 AM

I didnt really have any credit, but I got a co-signer. My current car was/is certified so I was able to get a really low interest rate. The interest rate for my last car was horrible

Scapegoat · 12-09-2008, 10:46 AM

Quote:

Originally Posted by BluMeanie

Mine is only $100 more then that, and thats because I had money rolled over from my gay VW. My credit is excellent.

how is Keith's? lol

when i moved in w/ my ex my credit took a big fat dump, while her's remained in quite nice shape... i think my score is around a 540

I can't get credit cards, i can get **** to bring it back up either... everything i pay for is in cash... which i guess is a good thing since i'm no longer in any kind of debt, other than the car...

but when it comes to buy a house, i'm ****ed... but i seriously need to get my **** in order before the TT V6 Mustang comes out

Elliott18t · 12-09-2008, 10:46 AM

i know of someone with an interest rate of like 15% for a ms3. i nearly died, true story.

Kerplunk105 · 12-09-2008, 10:47 AM

Quote:

Originally Posted by Oakes

My brother was paying $2,000 a month, give or take for his Cayenne Turbo.

My heart stopped.

Do want...but not for $2k/month

ASIAN JUL · 12-09-2008, 10:47 AM

I'm hoping the uncle that bought me this car will help me finance a new one. Not pay anything, just co-sign for me or something. If not, well, uh.. *scratches head*

Kerplunk105 · 12-09-2008, 10:48 AM

Quote:

Originally Posted by Elliott18t

i know of someone with an interest rate of like 15% for a ms3. i nearly died, true story.

If I remember correctly, mine was 11-13% for my Impreza

Its like 4-6% for my Outback though.

Scapegoat · 12-09-2008, 10:48 AM

Quote:

Originally Posted by Kerplunk105

I didnt really have any credit, but I got a co-signer. My current car was/is certified so I was able to get a really low interest rate. The interest rate for my last car was horrible

lol, APR on my car is around 14-15%! My mom was my cosigner. I had no credit, she had real ****ty credit due to having recently started a business and was oh... close to 200k in debt from the loan

I paid off the interest a number of months ago though... and the car is down to about 15k. I consider paying it off quickly, throw in a grand a month and be done with it. But then i couldn't spend money elsewhere...

Oakes · 12-09-2008, 10:48 AM

Quote:

Originally Posted by Kerplunk105

Do want...but not for $2k/month

His was prettier, I miss it.

Had the factory 22's on it, all black, tinted out. Oh, that was with 15k down! *faints*

Snoozie · 12-09-2008, 10:49 AM

Quote:

Originally Posted by Scapegoat

how is Keith's? lol

when i moved in w/ my ex my credit took a big fat dump, while her's remained in quite nice shape... i think my score is around a 540

I can't get credit cards, i can get **** to bring it back up either... everything i pay for is in cash... which i guess is a good thing since i'm no longer in any kind of debt, other than the car...

but when it comes to buy a house, i'm ****ed... but i seriously need to get my **** in order before the TT V6 Mustang comes out

Keith's credit is even better then mine. Mine is in the low 700's. So I guess it's not excellent, but it is good.

Oakes · 12-09-2008, 10:49 AM

Mine is only 6.4% for the '09 Fusion.

Elliott18t · 12-09-2008, 10:50 AM

luckly my co-signer has good credit/mine isn't horrible just lack of history so its 8%.

Kerplunk105 · 12-09-2008, 10:50 AM

Quote:

Originally Posted by Scapegoat

lol, APR on my car is around 14-15%! My mom was my cosigner. I had no credit, she had real ****ty credit due to having recently started a business and was oh... close to 200k in debt from the loan

I paid off the interest a number of months ago though... and the car is down to about 15k. I consider paying it off quickly, throw in a grand a month and be done with it. But then i couldn't spend money elsewhere...

Eek. That sucks. I also had 1k down plus a trade in...

Kerplunk105 · 12-09-2008, 10:51 AM

Quote:

Originally Posted by Elliott18t

luckly my co-signer has good credit/mine isn't horrible just lack of history so its 8%.

Me too; I didnt have any credit which sucked. My mom, who cosigned for me, has decent credit, thankfully.

Scapegoat · 12-09-2008, 10:52 AM

Quote:

Originally Posted by Kerplunk105

Eek. That sucks. I also had 1k down plus a trade in...

haha, they gave me 1k for my POS corsica and i put another 1k down

my ass still hurts

but to put things into perspective... i had two options... spend to much on a new car to make my 2 hours commute easier... or move to northern new jersey...

Kerplunk105 · 12-09-2008, 10:53 AM

Quote:

Originally Posted by Scapegoat

haha, they gave me 1k for my POS corsica and i put another 1k down

my ass still hurts

Wow, really? I got 2k for my intrepid...which was in horrible mechanical shape.

I got $150.00 for my first trade in when I got the Intrepid LOL

12-09-2008, 10:42 AM	#15701
Elliott18t Tri-State Post Whore Join Date: Oct 2008 Location: Blue bell/Ambler ,PA Member #9456 My Ride: 03 GTI w/ F4h-T 250-260hp goal iTrader: (0)	i wanted to stay away from about $400+ a month. but sometimes I wish I got that r32 that was on the lot as my gti. both where CPO. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. TST's Dub Cult

12-09-2008, 10:43 AM	#15703
Oakes Tri-State Post Whore Join Date: Apr 2007 Location: West Chester Member #4384 My Ride: 2010 Mercedes Benz E63 AMG iTrader: (0)	My brother was paying $2,000 a month, give or take for his Cayenne Turbo. My heart stopped. __________________ Team Oakes: I dont give a ****!

12-09-2008, 10:45 AM	#15706
Kerplunk105 Tri-State Post Whore Join Date: May 2006 Location: Langhorne, PA Member #1967 My Ride: 2007 Subaru Impreza iTrader: (2)	I didnt really have any credit, but I got a co-signer. My current car was/is certified so I was able to get a really low interest rate. The interest rate for my last car was horrible __________________ ~Elizabeth~

12-09-2008, 10:46 AM	#15708
Elliott18t Tri-State Post Whore Join Date: Oct 2008 Location: Blue bell/Ambler ,PA Member #9456 My Ride: 03 GTI w/ F4h-T 250-260hp goal iTrader: (0)	i know of someone with an interest rate of like 15% for a ms3. i nearly died, true story. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. TST's Dub Cult

12-09-2008, 10:49 AM	#15715
Oakes Tri-State Post Whore Join Date: Apr 2007 Location: West Chester Member #4384 My Ride: 2010 Mercedes Benz E63 AMG iTrader: (0)	Mine is only 6.4% for the '09 Fusion. __________________ Team Oakes: I dont give a ****!

12-09-2008, 10:44 AM	#15705
Scapegoat TST Ruined My Life! Join Date: Dec 2005 Location: stop looking at my gold Member #1208 iTrader: (1)	do want!

12-09-2008, 10:50 AM	#15716
Elliott18t Tri-State Post Whore Join Date: Oct 2008 Location: Blue bell/Ambler ,PA Member #9456 My Ride: 03 GTI w/ F4h-T 250-260hp goal iTrader: (0)	luckly my co-signer has good credit/mine isn't horrible just lack of history so its 8%. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. TST's Dub Cult

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