would it be a problem... - TriStateTuners.com :: Home of Tristate Auto Enthusiast

jeremy5000 · 12-30-2011, 11:48 AM

Would it be a problem taking my car to some track/autox events if the car isn't insures under my name?

Bates · 12-30-2011, 11:52 AM

Quote:

Originally Posted by jeremy5000

Would it be a problem taking my car to some track/autox events if the car isn't insures under my name?

Don't think so. My Sentra isn't under my name and I have Auto-Xed it without any issues.

Nick 95 6sp · 12-30-2011, 11:56 PM

In more than ten years I've been doing track days, no one has ever asked about insurance on my car or even who owns it.

jeremy5000 · 12-31-2011, 12:06 AM

Just what I wanted to hear, thanks guys.

cs82685 · 01-12-2012, 09:57 PM

you can also get additional HPDE insurance (IDK about auto-x) if you want, there's a few companys that offer it

Vince@R/TTuning · 01-24-2012, 10:34 AM

^^^ Insurance really doesn't matter anyway. At the track it isn't covered and when you sign up you sign a liability waiver

BrandonINS · 01-24-2012, 01:17 PM

Here are the issues with this. Vince the liability waiver states they are not liable for any injury you cause. They do in fact have insurance for race events, especially for liability. If you cause an injury to a spectator or volunteer and do not have coverage I hope your wallet is deep enough to be self insured and pay out a large claim. We do offer auto X insurance and other race event insurance, even if the car is registered in another name. But if you drive a car that is not insured to you and cause an injury, you and the owner of a car are in for a world of trouble.

Vince@R/TTuning · 01-24-2012, 06:32 PM

Really no issues, I think his question was more so can he race a car at the track that is not in his name or insured in his name. I was more so saying as far as the track is concerned they dont care if the car is in your name or insured in your name seeing how you sign a liability waiver, waiving the track from responsibility. Buying the track insurance is always a good idea for the driver I think. I would think if someone was to crash a car and a spectator was to get hurt, the drivers insurance(primary/regular) probably wouldn't cover it, as you are on a race track and would probably deny the claim. I know when we run race events, the insurance we buy is to cover spectators and the workers we use to run the event, we are also required to have EMT there as part of the agreement.

BrandonINS · 01-25-2012, 10:34 AM

If he does not have race insurance for events and is driving someone else’s car, the owner of the car, personal insurance, and the driver are all liable. His question was would this be a problem, and while he may be able to actually race there if any accident happens there could be a problem.

If you think in the event of a personal injury suit a lawyer is not going after the track insurance, race insurance, and personal auto insurance think again.

Vince@R/TTuning · 01-25-2012, 11:16 AM

I don't think anything specific. I'm not speaking in the event of an accident what a personal injury lawyer would do, so don't assume. If there was an accident, I'm sure there would def be a problem and it would be a legal nightmare. Like I said, I think he was talking more so would the track care...

Quote:

Originally Posted by Nick 95 6sp

In more than ten years I've been doing track days, no one has ever asked about insurance on my car or even who owns it.

Quote:

Originally Posted by jeremy5000

Just what I wanted to hear, thanks guys.

Clearly that's what he was asking and got his answer...

BrandonINS · 01-25-2012, 06:56 PM

He may have been asking in regards to the track, but I did not want to assume that is all he was asking since his question was only "would there be a problem.. As you stated it would be a legal nightmare and if I can offer advice to avoid that I will.

12-30-2011, 11:48 AM	#1
jeremy5000 Tri-State Training Wheels Join Date: May 2010 Location: West Chester Member #16607 My Ride: 1998 BMW M3 iTrader: (0)	would it be a problem... Would it be a problem taking my car to some track/autox events if the car isn't insures under my name?

12-30-2011, 11:56 PM	#3
Nick 95 6sp Tri-State Post Whore Join Date: Feb 2007 Location: Narberth, PA Member #3675 My Ride: '95 Supra Turbo 6sp iTrader: (0)	In more than ten years I've been doing track days, no one has ever asked about insurance on my car or even who owns it. __________________ Nick '95 6sp Supra Twin GT2860's w/TiAL exhaust housings, 2X TiAL WG's and BOV's, on V-band moded HKS twin manifolds, AEM v2, FJO w/NTK, AEM meth/water spray, GSC S1 cams, OS Giken triple clutch and Super Lock LSD, Racelogic

01-24-2012, 10:34 AM	#6
Vince@R/TTuning Vendor Join Date: Mar 2007 Location: telford Pa Member #3958 My Ride: the one in the back of the shop iTrader: (2)	^^^ Insurance really doesn't matter anyway. At the track it isn't covered and when you sign up you sign a liability waiver __________________ Philadelphia Area's Only Authorized and Factory Trained Pro Tuners for:HONDATA:UPREV:APEXI POWER FC:AEM:COBB:ECUTEK To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

01-24-2012, 01:17 PM	#7
BrandonINS Vendor Join Date: Dec 2011 Member #22292 My Ride: 2005 Legacy GT iTrader: (0)	Here are the issues with this. Vince the liability waiver states they are not liable for any injury you cause. They do in fact have insurance for race events, especially for liability. If you cause an injury to a spectator or volunteer and do not have coverage I hope your wallet is deep enough to be self insured and pay out a large claim. We do offer auto X insurance and other race event insurance, even if the car is registered in another name. But if you drive a car that is not insured to you and cause an injury, you and the owner of a car are in for a world of trouble. __________________ Kevin Maginn Brandon Insurance Group 215-256-8020 To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

01-24-2012, 06:32 PM	#8
Vince@R/TTuning Vendor Join Date: Mar 2007 Location: telford Pa Member #3958 My Ride: the one in the back of the shop iTrader: (2)	Really no issues, I think his question was more so can he race a car at the track that is not in his name or insured in his name. I was more so saying as far as the track is concerned they dont care if the car is in your name or insured in your name seeing how you sign a liability waiver, waiving the track from responsibility. Buying the track insurance is always a good idea for the driver I think. I would think if someone was to crash a car and a spectator was to get hurt, the drivers insurance(primary/regular) probably wouldn't cover it, as you are on a race track and would probably deny the claim. I know when we run race events, the insurance we buy is to cover spectators and the workers we use to run the event, we are also required to have EMT there as part of the agreement. __________________ Philadelphia Area's Only Authorized and Factory Trained Pro Tuners for:HONDATA:UPREV:APEXI POWER FC:AEM:COBB:ECUTEK To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. Last edited by Vince@R/TTuning; 01-24-2012 at 06:45 PM.

12-31-2011, 12:06 AM	#4
jeremy5000 Tri-State Training Wheels Join Date: May 2010 Location: West Chester Member #16607 My Ride: 1998 BMW M3 iTrader: (0)	Just what I wanted to hear, thanks guys.

01-12-2012, 09:57 PM	#5
cs82685 Tri-State Training Wheels Join Date: Feb 2008 Member #6977 My Ride: Evo IX / 96 Eclipse RST iTrader: (0)	you can also get additional HPDE insurance (IDK about auto-x) if you want, there's a few companys that offer it

01-25-2012, 10:34 AM	#9
BrandonINS Vendor Join Date: Dec 2011 Member #22292 My Ride: 2005 Legacy GT iTrader: (0)	If he does not have race insurance for events and is driving someone else’s car, the owner of the car, personal insurance, and the driver are all liable. His question was would this be a problem, and while he may be able to actually race there if any accident happens there could be a problem. If you think in the event of a personal injury suit a lawyer is not going after the track insurance, race insurance, and personal auto insurance think again. __________________ Kevin Maginn Brandon Insurance Group 215-256-8020 To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

01-25-2012, 06:56 PM	#11
BrandonINS Vendor Join Date: Dec 2011 Member #22292 My Ride: 2005 Legacy GT iTrader: (0)	He may have been asking in regards to the track, but I did not want to assume that is all he was asking since his question was only "would there be a problem.. As you stated it would be a legal nightmare and if I can offer advice to avoid that I will. __________________ Kevin Maginn Brandon Insurance Group 215-256-8020 To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

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