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07-20-2007, 06:05 PM | #1 |
Tri-State Post Whore
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Any Specialty Insurance For Drivers Under 25?
Grundy had me approved, and was just waiting for a VIN number. 3 days later I got an email stating apologizing that they don't insure don't insure drivers under 25. The other specialty insurance were all 30!
I want a new car damn it! BUT, I refuse to pay these insane premiums. There has to be another option, right? |
07-20-2007, 06:40 PM | #2 |
The TST IT Ninja
Join Date: Mar 2006
Location: PA
Member #1598
My Ride: 2007 SRT8 Jeep / 2013 Shelby GT500 iTrader: (0)
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I'm surprised you are paying a lot. PA isn't that bad. Then again, I'm married so my rates are better haha.
Umm...use parents insurance, or get married, or elope or something haha. |
07-20-2007, 06:49 PM | #3 | |
Tri-State Post Whore
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Quote:
Can't wait for when I turn 25.
__________________
DUB JAWN Hi Hater™ Previous: 2002 Volkswagen GTi - Sold |1995 Honda Accord - Sold | 1993 Eagle Talon Tsi AWD Project - Sold | 1996 Acura Integra RS - Sold |
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07-20-2007, 07:18 PM | #4 | |
The TST IT Ninja
Join Date: Mar 2006
Location: PA
Member #1598
My Ride: 2007 SRT8 Jeep / 2013 Shelby GT500 iTrader: (0)
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Quote:
Try raising your deductibles. That might help a little. |
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07-20-2007, 07:25 PM | #5 |
Tri-State Aficionado
Banned
Join Date: Apr 2006
Location: Filthadelphia
Member #1821
My Ride: Artic White 04 Z06, 01 Z/28 iTrader: (0)
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Go to State Farm. I'm 23 clean driving record with a 01 Z/28 full coverage. $250 deductible and all the other good stuff. I am paying $1500 a year. They give you a good student discount and also 15% off for completing a safe driver DVD. State farm all the way. I'm not on my mommys policy either
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07-21-2007, 12:35 PM | #6 | |
Tri-State Post Whore
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Quote:
now it's back down to under $2000. All State beat state farm by literally a couple thousand dollars. As to being on a parents policy, wouldn't their name have to be on the car? That's just gay (well, not gay since it saves money, but I want my stuff to be my stuff). I don't want that. Specialty insurance is only $500/year through Grundy, full coverage for the two cars that I am looking at. If I put one of the cars on my current policy or a normal one (all state/state farm/progressive/etc) the premium for the new car alone is almost $10,000. **** THAT. That's why I want specialty coverage. Last edited by ITSTOCK; 07-21-2007 at 12:51 PM. |
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07-21-2007, 12:50 AM | #9 |
Tri-State Aficionado
Banned
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$6000 a year for me and thats without them knowing about my tickets. No accidents though. At least I am on my moms policy now so its only about 1800 a year. lol. I'll be damned if I pay as much money for insurance as my payments are every year...
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07-21-2007, 08:53 AM | #10 |
Tri-State Post Whore
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I should of mentioned its full coverage and I am the primary driver. Other then raising the deductable there is no way for it to be lower, we tried every option.
__________________
DUB JAWN Hi Hater™ Previous: 2002 Volkswagen GTi - Sold |1995 Honda Accord - Sold | 1993 Eagle Talon Tsi AWD Project - Sold | 1996 Acura Integra RS - Sold |
07-21-2007, 12:43 PM | #12 |
Tri-State Post Whore
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Stay with Allstate, I just turned 25 and I'm paying $75/month. Your record must be really really bad!
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2003 Toyota Rav4, 2.0L/Auto/AWD To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. 2013 Nissan Juke, 1.6T/Auto/FWD (wife's car lol To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. ) |
07-21-2007, 12:51 PM | #13 |
Tri-State Post Whore
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It's not "really really bad", but it's not clean. If I had a cheaper car and didn't want full coverage, I'm sure it would be a lot less. 2 more months and I will have had a clean record for 3 years, does that count for anythign? (NO)
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07-21-2007, 02:25 PM | #17 | |
Tri-State Post Whore
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i pay a lot because i am 22 and live in nnj
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Quote:
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07-22-2007, 09:25 PM | #20 |
Tri-State Addict
Join Date: Mar 2007
Location: Gap, PA
Member #3985
My Ride: 2002 Honda CBR 954rr, 94 Astro shaggin wagon iTrader: (0)
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i pay 163 a month for my 350z, full coverage, $100 deductable, for an 18 yr old driver with 1 accident that was my fault when i was 16
o and i now have 2 pts and im on my own plan
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aim: NOSSKYLINE88 Xbox live: HoofHearted 88 To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. ^ADD ME^ Last edited by z'd up; 07-22-2007 at 09:28 PM. |
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