Car insurance - SICK SICK SICk! - Page 2 - TriStateTuners.com :: Home of Tristate Auto Enthusiast

omgjacki · 08-04-2009, 08:41 PM

I guess I got lucky with Geico. They offered me the cheapest rates. I was with Progressive paying $340 a month for liability. **** that. After the first month I was quoted $152/month with Geico and now I pay $129 with liability. I'm a 19 year old girl in the city.

evomike · 08-04-2009, 08:48 PM

The whole thing about insurance is people see the low price and get excited. This can screw you when yu get in an accident, I haven't delt with this Ohio insurance but some companies will use alot of used parts and aftermarket when fixing your auto. This is the reason they can be cheaper and they get you with rental cars. I guess what I'm saying is be careful when getting discount insurance

Buster · 08-04-2009, 08:55 PM

I went with them because they were great for renters, the cheaper car insurance just came with it. I looked over our policy today and I dont think we have much to worry about at all.

omgjacki · 08-04-2009, 08:57 PM

Ha, if I ever got into an accident the insurance company would just total the car anyway. No use trying to fix something that's 20 years old and worth $870.

Quote:

Originally Posted by KBB

Fair
$870

Some mechanical or cosmetic defects and needs servicing but is still in reasonable running condition.
Clean title history, the paint, body and/or interior need work performed by a professional.
Tires may need to be replaced.
There may be some repairable rust damage.

Willdue · 08-04-2009, 08:57 PM

I pay 81$ a month with Progressive

evomike · 08-04-2009, 08:58 PM

Well that's good like I sai I never personally delt with them so I don't k ow how they are repair wise

R22B · 08-04-2009, 10:18 PM

Since we got the house and married, we pay around $300/m for maxed out coverage on the 05 WRX and 98 Ford Explorer (100/300/100 coverage, full tort) and $150k on the house.

It used to be $300 alone just for my car prior to getting married and getting a house. Multiple discounts FTW.

russiankid · 08-05-2009, 12:13 AM

Erie is pretty cheap.

DPancoast · 08-05-2009, 02:37 AM

Always always ALWAYS check up on your rates every 6 months to a year to see what you can change to still have good coverage but pay less.

mann · 08-05-2009, 06:36 AM

No one does NJM? I've been with them for close to a decade now, and they've been insuring in PA for at least the last 5. Besides for being cheap they give you back a check at the end of the year (dividend on profits). The one claim I had with them was handled 100% with 0 hassle.

turbo4g63 · 08-05-2009, 10:53 AM

Quote:

Originally Posted by jpalamar

I went from Esurance paying $220 a month just for my car to State Farm paying $200 a month for the GTO and GSXR.

Esurance was a little high, but there customer service and claims dept is second to none. I would recommend them to anyone.

I'll second that. Hands down the best i've dealt with. My rate is pretty good. I went from paying 2600 a year with nationwide to paying 1400 a year with esurance.

coleycole · 08-05-2009, 11:09 AM

look into Allstate if your looking to switch up insurance. Their rates are great as of late and the programs they have to offer with vehicle replacement etc are really neat. I pay $200/mo on my 350z roadster with 250/500 liability coverage full tort, 1000 collision deducitble 500 comp deductible and all the matching coveraged for uninsured and underinsured

Vypurr · 08-05-2009, 11:13 AM

I love progressive! $145/month for full coverage on my STI, and I am only 22. I was paying nearly double that with USAA (who traditionally has the best rates out there)

///M · 08-05-2009, 12:43 PM

If anybody has a costco membership, Amerprise does car insurance real cheap. I have full coverage on my M roadster plus 4000.00 extra for the body kit. Only drawback is they don't insure cars with aftermarket suspensions or FI cars. I told them my car was stock(its not even close to stock). $227.00 every 6 months

Oakes · 08-05-2009, 12:51 PM

I'm paying 1,200 a year for my Fusion....that's down from 6200 a year for my Nismo Z

R22B · 08-05-2009, 01:40 PM

Quote:

Originally Posted by Oakes

I'm paying 1,200 a year for my Fusion....that's down from 6200 a year for my Nismo Z

An extra $5K to spend on hookers and beer. Yesh Plez.

Fujito · 08-05-2009, 02:16 PM

Quote:

Originally Posted by coleycole

look into Allstate if your looking to switch up insurance. Their rates are great as of late and the programs they have to offer with vehicle replacement etc are really neat. I pay $200/mo on my 350z roadster with 250/500 liability coverage full tort, 1000 collision deducitble 500 comp deductible and all the matching coveraged for uninsured and underinsured

Allstate quoted me $700 a month for my Evo X. They obviously didn't want to insure me.

I went with Geico and got $255 a month, which is $150 under what I was expecting to pay for this car being 20 years old and under my own policy.

jpalamar · 08-05-2009, 02:18 PM

My brike is $250 a year. Wahoo!

Kiel · 08-05-2009, 02:55 PM

I have State Farm Mutual, 03 WRX and 04 Forester on it, plus renter's - 50/100/100 limits, full tort, $250 collision and $100 comp deductibles, for $225 a month.

Though, it helps they decided to rate my WRX as a pleasure vehicle since I take the trolley to work now :D

**Got Insulin?** · 08-05-2009, 04:35 PM

21, still on my parent's policy with Erie. For both the Talons, I pay $2200 per year.

08-04-2009, 08:41 PM	#21
omgjacki Tri-State Post Whore Join Date: Sep 2007 Location: Gilbertsville, PA Member #5869 My Ride: 2018 CX-5 GT Premium, 2018 Honda Grom iTrader: (4)	I guess I got lucky with Geico. They offered me the cheapest rates. I was with Progressive paying $340 a month for liability. ** that. After the first month I was quoted $152/month with Geico and now I pay $129 with liability. I'm a 19 year old girl in the city. __________________ Ryan M. Sherwood** September 9, 1985 - October 7, 2009

08-04-2009, 08:55 PM	#23
Buster TST Ruined My Life! Join Date: May 2005 Location: Holland Pa Member #449 My Ride: 2008 Mustang GT/CS iTrader: (3)	I went with them because they were great for renters, the cheaper car insurance just came with it. I looked over our policy today and I dont think we have much to worry about at all. __________________ III To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-04-2009, 08:57 PM	#25
Willdue Tri-State Post Whore Join Date: Jun 2006 Location: Catasaqua Member #2000 My Ride: To many VW's iTrader: (3)	I pay 81$ a month with Progressive __________________ Mark IV. Wayyy out there.

08-04-2009, 10:18 PM	#27
R22B Tri-State Post Whore Join Date: Sep 2007 Location: Allentown, PA Member #5854 My Ride: 88 Merkur XR4Ti \| 92 Mazda MX3 \| 98 Ford Explorer Eddie Bauer \| 91 Ford Ranger89 \| 89 Yamaha FZR600 iTrader: (0)	Since we got the house and married, we pay around $300/m for maxed out coverage on the 05 WRX and 98 Ford Explorer (100/300/100 coverage, full tort) and $150k on the house. It used to be $300 alone just for my car prior to getting married and getting a house. Multiple discounts FTW. __________________ Half the wheels, twice the fun. That's motorcycles.

08-05-2009, 12:13 AM	#28
russiankid Tri-State Post Whore Join Date: May 2008 Location: Lincoln University PA Member #7769 My Ride: 2012 Scion tC iTrader: (0)	Erie is pretty cheap. __________________ 2012' Scion tC 6-speed M/T.

08-04-2009, 08:48 PM	#22
evomike Tri-State Post Whore Join Date: Sep 2006 Member #2578 My Ride: 03 duramax and a 04 evo iTrader: (3)	The whole thing about insurance is people see the low price and get excited. This can screw you when yu get in an accident, I haven't delt with this Ohio insurance but some companies will use alot of used parts and aftermarket when fixing your auto. This is the reason they can be cheaper and they get you with rental cars. I guess what I'm saying is be careful when getting discount insurance

08-04-2009, 08:58 PM	#26
evomike Tri-State Post Whore Join Date: Sep 2006 Member #2578 My Ride: 03 duramax and a 04 evo iTrader: (3)	Well that's good like I sai I never personally delt with them so I don't k ow how they are repair wise

08-05-2009, 06:36 AM	#30
mann Tri-State Addict Join Date: Mar 2007 Location: Lehigh Valley, PA Member #3824 My Ride: 06 mx-5 turbo iTrader: (0)	No one does NJM? I've been with them for close to a decade now, and they've been insuring in PA for at least the last 5. Besides for being cheap they give you back a check at the end of the year (dividend on profits). The one claim I had with them was handled 100% with 0 hassle. __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-05-2009, 11:09 AM	#32
coleycole Tri-State Addict Join Date: May 2008 Member #7902 My Ride: 2004 Nissan 350Z Roadster 6m/t iTrader: (0)	look into Allstate if your looking to switch up insurance. Their rates are great as of late and the programs they have to offer with vehicle replacement etc are really neat. I pay $200/mo on my 350z roadster with 250/500 liability coverage full tort, 1000 collision deducitble 500 comp deductible and all the matching coveraged for uninsured and underinsured __________________ "As you sow, so shall you reap."

08-05-2009, 12:43 PM	#34
///M Tri-State Training Wheels Join Date: Jun 2009 Member #14057 My Ride: '00 M roady, '98 M3, '96 1.9 Z3 roady iTrader: (0)	If anybody has a costco membership, Amerprise does car insurance real cheap. I have full coverage on my M roadster plus 4000.00 extra for the body kit. Only drawback is they don't insure cars with aftermarket suspensions or FI cars. I told them my car was stock(its not even close to stock). $227.00 every 6 months

08-05-2009, 12:51 PM	#35
Oakes Tri-State Post Whore Join Date: Apr 2007 Location: West Chester Member #4384 My Ride: 2010 Mercedes Benz E63 AMG iTrader: (0)	I'm paying 1,200 a year for my Fusion....that's down from 6200 a year for my Nismo Z __________________ Team Oakes: I dont give a ****!

08-05-2009, 02:18 PM	#38
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Orefield, PA Member #13773 My Ride: '14 Mustang GT iTrader: (3)	My brike is $250 a year. Wahoo! __________________ 2014 Mustang GT performance package, M6, Brembo brakes, Torsen diff with 3.73, Steeda CAI with 101mm MAF, ST coilovers with caster/camber plates, BMR lower control arms, BMR watts link, BMW sway bars with end links, front brake cooling ducts, SR short shiffter, and custom tuned

08-05-2009, 02:55 PM	#39
Kiel Tri-State Aficionado Join Date: Aug 2007 Location: Morton, PA Member #5456 My Ride: 2003 WRX - Sonic Yellow iTrader: (0)	I have State Farm Mutual, 03 WRX and 04 Forester on it, plus renter's - 50/100/100 limits, full tort, $250 collision and $100 comp deductibles, for $225 a month. Though, it helps they decided to rate my WRX as a pleasure vehicle since I take the trolley to work now :D __________________ TST Work Crew/Saturday Club To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-05-2009, 04:35 PM	#40
Got Insulin? Hard Snarker Super Moderator Join Date: Apr 2008 Location: Philly Member #7591 My Ride: 01 Audi TT 225, GVR-4 #72/1000, 91 TSi AWD iTrader: (16)	21, still on my parent's policy with Erie. For both the Talons, I pay $2200 per year. __________________ -Taylor DenOfDebauchery

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