Bank Error: in my favor? - Page 2 - TriStateTuners.com :: Home of Tristate Auto Enthusiast

Xavier · 08-07-2008, 12:16 AM

Drain the funds and close the account FTW.

Nors · 08-07-2008, 01:01 AM

Quote:

Originally Posted by The Captain

Karma is on my side. Maybe this is me finally getting the benefit for all the things i've done for other people?

Very possible.

alwaysinboost · 08-07-2008, 04:10 PM

if the check posted before the 10th of the month it will take them 30 days or so to catch it.. but they will catch it eventually.

I had something like that happen to me except it was a check for 3xx and they deducted 8xx even though the description spelled out _THREE HUNDRED_ on the check.
I caught it and told the bank and they acted like it was my fault or something. I'd been with them almost 10 years and they treated me like **** saying its MY responablity to catch their mistakes. So the next day after the fiasco was cleared up I went in there closed my accounts and walked out the door.

Supraru · 08-08-2008, 06:11 PM

I worked in the banking business for a total of 6 years. Basically what happens is you gave the check to him and his bank deposited it in his account for the correct amount. The check then gets to your bank and they run how much is taken out to debit your account. Obviously this is where the mistake was. Your bank will be $1800 bucks short and they will find this mistake. They always do especially with a typical easy error like that. I'd say within the next couple days there will be a fix on your account. If it was less then $100 they probably wouldn't search that deep into it but $1800 they'll be all over it like flys on poo. Don't take any of that money out because if you do you'll be over drawn and have to pay it. It's very easy to tell when someone knows there is an extra $1800 bucks in their account and they magically spend it even though it shouldn't have been there to begin with. I'd always laugh at the ones who actually thought they'd get away with it.

twastheglow · 08-08-2008, 06:29 PM

Quote:

Originally Posted by Xavier

Drain the funds and close the account FTW.

Quote:

Originally Posted by Supraru

I worked in the banking business for a total of 6 years. Basically what happens is you gave the check to him and his bank deposited it in his account for the correct amount. The check then gets to your bank and they run how much is taken out to debit your account. Obviously this is where the mistake was. Your bank will be $1800 bucks short and they will find this mistake. They always do especially with a typical easy error like that. I'd say within the next couple days there will be a fix on your account. If it was less then $100 they probably wouldn't search that deep into it but $1800 they'll be all over it like flys on poo. Don't take any of that money out because if you do you'll be over drawn and have to pay it. It's very easy to tell when someone knows there is an extra $1800 bucks in their account and they magically spend it even though it shouldn't have been there to begin with. I'd always laugh at the ones who actually thought they'd get away with it.

He sure would get away with it if he does what Xavier recommends. LOL

blkZ06 · 08-08-2008, 06:35 PM

I deposited a check for 10,000$ and whoever entered it made the entry 100,000 it actually sat it my account that way for a couple days.

den9 · 08-08-2008, 07:20 PM

Quote:

Originally Posted by blkZ06

I deposited a check for 10,000$ and whoever entered it made the entry 100,000 it actually sat it my account that way for a couple days.

lol i dunno wat i would do if they didnt notice, easy come easy go.

also what would happen if u did take all the money out and close the account, what your credit get messed up, or would u have some feds knocking at your door?

Supraru · 08-08-2008, 08:11 PM

Quote:

Originally Posted by twastheglow

He sure would get away with it if he does what Xavier recommends. LOL

You know when you open an account they have all of your personal info. Basically it would be a legal issue if the money wasn't returned. If it was a smaller amount you'd be put on check systems which means you can't open an account ever until you pay that bank back and get a letter from them saying you did. lol Pretty much you get ****ed. Banks get each others banks for ****ty people who try to screw banks.

ScoobyNubieToo! · 08-08-2008, 09:24 PM

Quote:

Originally Posted by den9

lol i dunno wat i would do if they didnt notice, easy come easy go.

also what would happen if u did take all the money out and close the account, what your credit get messed up, or would u have some feds knocking at your door?

He would be charged with a felony go to jail...............

08-08-2008, 06:11 PM	#24
Supraru Tri-State Post Whore Join Date: Apr 2006 Location: Pa Member #1745 My Ride: 1999 Subaru Impreza 2.5 Rs iTrader: (1)	I worked in the banking business for a total of 6 years. Basically what happens is you gave the check to him and his bank deposited it in his account for the correct amount. The check then gets to your bank and they run how much is taken out to debit your account. Obviously this is where the mistake was. Your bank will be $1800 bucks short and they will find this mistake. They always do especially with a typical easy error like that. I'd say within the next couple days there will be a fix on your account. If it was less then $100 they probably wouldn't search that deep into it but $1800 they'll be all over it like flys on poo. Don't take any of that money out because if you do you'll be over drawn and have to pay it. It's very easy to tell when someone knows there is an extra $1800 bucks in their account and they magically spend it even though it shouldn't have been there to begin with. I'd always laugh at the ones who actually thought they'd get away with it. __________________ 99' Sti

08-08-2008, 06:35 PM	#26
blkZ06 Tri-State Addict Join Date: Dec 2006 Location: West Chester, Pa Member #3188 My Ride: 03 Z06, 01 Z06, 99 Viper GTS, 05 F250, 00 M5 iTrader: (0)	I deposited a check for 10,000$ and whoever entered it made the entry 100,000 it actually sat it my account that way for a couple days. __________________ 01 911 TT - 216 K16s 501awhp/650awtq 03 Z06 - 427 F1 916rwhp/900rwtq 01 Z06 - 383 Y7-JT Trim 640rwhp/630rwtq 99 Viper GTS - 488 Cam 500rwhp/550rwtq 04 2500 - 402 GT80 & S364 - 750rwhp/1300rwtq

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Open Positions at Ally Bank (fka GMAC Bank)	Meeshell	Networking: requests and offers	3	12-01-2010 12:32 PM
forum error: feedback form error	On Sale	TST Forum Info and Feedback	3	09-17-2008 08:31 PM
TD Bank to buy Commerce Bank	SilverBulletRL	Off-Topic	12	10-04-2007 10:21 AM
do me a favor?	Scapegoat	Off-Topic	9	05-26-2006 04:37 PM
bank accounts//business bank accounts..	JessDUB	Off-Topic	27	03-26-2006 02:27 AM

08-07-2008, 04:10 PM	#23
alwaysinboost Tri-State Post Whore Join Date: Feb 2006 Location: still at work Member #1454 My Ride: 04 EVO Wrecked by Oakes Detailing iTrader: (0)	if the check posted before the 10th of the month it will take them 30 days or so to catch it.. but they will catch it eventually. I had something like that happen to me except it was a check for 3xx and they deducted 8xx even though the description spelled out _THREE HUNDRED_ on the check. I caught it and told the bank and they acted like it was my fault or something. I'd been with them almost 10 years and they treated me like **** saying its MY responablity to catch their mistakes. So the next day after the fiasco was cleared up I went in there closed my accounts and walked out the door.