***TST's Official "Boring" Thread, Part Deux*** - Page 1239 - TriStateTuners.com :: Home of Tristate Auto Enthusiast

Marina · 02-08-2011, 06:00 PM

Quote:

Originally Posted by piku

We do a lot of stuff through Trumark. You'll find that they are a little... different, but more flexible otherwise.

And by different he means nosey! They always want to know too much.

Meeshell · 02-08-2011, 06:01 PM

the one good thing about my work: i dont feel like being at work anymore today. so, i'm leaving.

stress = no focus or motivation today. ****.

DPancoast · 02-08-2011, 06:10 PM

I'm not worried I won't get the money. Just don't feel I should have to tell them what I'm using the money for in detail lol.

**Big_Jim** · 02-08-2011, 06:37 PM

Quote:

Originally Posted by DPancoast

I'm not worried I won't get the money. Just don't feel I should have to tell them what I'm using the money for in detail lol.

tell them its for hookers and blow.

OMGz Turbo · 02-08-2011, 06:58 PM

Welp we pulled the trans am out of storage for the first time since i bought it, fired right up...God do i miss the sound of the beast.

piku · 02-08-2011, 06:59 PM

Quote:

Originally Posted by Marina

And by different he means nosey! They always want to know too much.

Haha you're still n00b jersey.

russiankid · 02-08-2011, 07:16 PM

Quote:

Originally Posted by jpalamar

Not sure why you would need a 3rd vehicle.

Mud, off-road, overall beater/winter car.

jpalamar · 02-08-2011, 09:17 PM

Quote:

Originally Posted by DPancoast

decent day today.

went up to TruMark financial and took the next step to getting my loan.

I dont understand why they keep asking me what Im going to use the loan for. Its a personal loan. lol.

I pay the monthly payments and use the money for personal financing. whats it matter?

oh well. heading to my moms!

Dude, that's a lot of work for a loan. All I have ever had to do was apply online and come in the next day to sign papers and the money was deposited into my account.

DPancoast · 02-08-2011, 09:22 PM

*shrugs*

Im just going with the flow man. i guess times are rough or im just going to the wrong places lol

OR my credit just really isnt what they are looking for. they said my score is great but not evolved enough to be GREAT

jpalamar · 02-08-2011, 09:36 PM

My credit union(Citadel) is very easy to deal with. I applied at Julie's and I hated the whole process and it made me not even want to deal with them even though they offered a better rate.

russiankid · 02-08-2011, 09:45 PM

Credit score is everything right now. I applied for a CC, next day I was approved.

piku · 02-08-2011, 09:49 PM

The problem is that you're getting a personal loan rather than an auto loan. An auto loan or mortgage is in theory easier to get because they are secured. You don't pay, your car gets taken. But if you don't pay the personal loan, they can't take your car. I'm assuming that the car you're getting is way too old or high miles to qualify under auto loan status. I couldn't finance the 540 "traditionally" either.

piku · 02-08-2011, 09:51 PM

Quote:

Originally Posted by russiankid

Mud, off-road, overall beater/winter car.

What are you 19.. 20? When I was your age I was in a heap of debt and collections that finally caught up to me and had many years ahead of me fixing it. Also had a 1992 Ford Aspire that barely ran and a deadbeat roomate that still owes me $4700.... Man life is a whole lot better now.

russiankid · 02-08-2011, 10:14 PM

Quote:

Originally Posted by piku

What are you 19.. 20? When I was your age I was in a heap of debt and collections that finally caught up to me and had many years ahead of me fixing it. Also had a 1992 Ford Aspire that barely ran and a deadbeat roomate that still owes me $4700.... Man life is a whole lot better now.

20, 21 in October. I am getting the truck for very cheap, and comes with a fair bit of new parts. Basically, this truck is gonna be something I can have fun in but at the same time haul **** with and take it to school when need be.

**Big_Jim** · 02-08-2011, 10:36 PM

Quote:

Originally Posted by russiankid

20, 21 in October.

Does that mean i'll have to drive you for the first 30pack......and then for the second one? lol

russiankid · 02-08-2011, 10:37 PM

Quote:

Originally Posted by Big_Jim

Does that mean i'll have to drive you for the first 30pack......and then for the second one? lol

Maybe....

I will be up in Penn State main campus when that happens, haha.

**Big_Jim** · 02-08-2011, 10:40 PM

i'll be the old head at the party lol.

DownforceTom · 02-09-2011, 12:07 AM

Quote:

Originally Posted by Big_Jim

i'll be the old head at the party lol.

+me. So down.

DPancoast · 02-09-2011, 12:13 AM

Yea the car is a 96. To them it's worth half what the loan is for lol. Could i prove it's worth? Yes, but it's not worth the trouble honestly. So the personal loan was the best bet. Working out just fine for what it is.

Just have to insure it for it's true value and pay where it counts. Not a problem really

Reese · 02-09-2011, 12:13 AM

Quote:

Originally Posted by DownforceTom

Tell me you've seen the episode of futurama where the corporate 80's guy gets unfrozen & gives Fry the speech about sharks vs sheep. That's the first thing I thought of.

i saw it !!!!

http://www.youtube.com/watch?v=fd7yCl3cDMg

WOW i kinda sound like that...lmao

02-08-2011, 06:01 PM	#24762
Meeshell Tri-State Aficionado Join Date: May 2009 Location: Warrington, PA Member #13849 My Ride: 2010 "Trojan Box Blue" Mazda3 s Sport iTrader: (0)	the one good thing about my work: i dont feel like being at work anymore today. so, i'm leaving. stress = no focus or motivation today. **. __________________ -Michelle**

02-08-2011, 06:58 PM	#24765
OMGz Turbo Tri-State Post Whore Join Date: Dec 2006 Location: Ltown Member #3108 My Ride: 01' WS6..That whistles...01' Explorer 5.slow iTrader: (0)	Welp we pulled the trans am out of storage for the first time since i bought it, fired right up...God do i miss the sound of the beast. __________________ loading HATERS.....99% ████████████████] NO ONE CARES ABOUT BEING TTT APPROVED

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02-08-2011, 09:36 PM	#24770
jpalamar TST Ruined My Life! Join Date: May 2009 Location: Orefield, PA Member #13773 My Ride: '14 Mustang GT iTrader: (3)	My credit union(Citadel) is very easy to deal with. I applied at Julie's and I hated the whole process and it made me not even want to deal with them even though they offered a better rate.

02-08-2011, 09:45 PM	#24771
russiankid Tri-State Post Whore Join Date: May 2008 Location: Lincoln University PA Member #7769 My Ride: 2012 Scion tC iTrader: (0)	Credit score is everything right now. I applied for a CC, next day I was approved.

02-08-2011, 09:49 PM	#24772
piku Tri-State Addict Join Date: Mar 2009 Location: Bradentucky, FL Member #12166 My Ride: 335i/M3 iTrader: (0)	The problem is that you're getting a personal loan rather than an auto loan. An auto loan or mortgage is in theory easier to get because they are secured. You don't pay, your car gets taken. But if you don't pay the personal loan, they can't take your car. I'm assuming that the car you're getting is way too old or high miles to qualify under auto loan status. I couldn't finance the 540 "traditionally" either.