My bank almost caused me alot of embarassment. - TriStateTuners.com :: Home of Tristate Auto Enthusiast

Honduh · 01-10-2007, 09:52 PM

So I get out of work and I'm on my way to the grocery store when I get a call from my Uncle, im like great what does he want now and almost didnt answer. Well I did and it turns out they deactivated my debit/credit card for "fraudulent acts" against it. Like someone tried to steal money from me or something. Thank god my uncle called me to tell me or else I would have had 40 bucks of food and no way to pay for it.

Anyone know what could have caused this? I don't use my debit card to pay for stuff online, I use paypal.

doug · 01-10-2007, 09:56 PM

Did you reply to one of those fake paypal emails? the ones saying you sent someone a payment, and asks for your sign in name and password on the website that looks like the real paypal site?

Honduh · 01-10-2007, 09:58 PM

Nope I know all about those as well. I hardly even check my email! This is just a real pain cause I have to wait 3-5 days to get the new card, and then I have to activate it as well. And I have 5 dollars in my wallet, and I don't get out of work until my bank is closed.

05Accent · 01-10-2007, 10:03 PM

Quote:

Originally Posted by Honduh

So I get out of work and I'm on my way to the grocery store when I get a call from my Uncle, im like great what does he want now and almost didnt answer. Well I did and it turns out they deactivated my debit/credit card for "fraudulent acts" against it. Like someone tried to steal money from me or something. Thank god my uncle called me to tell me or else I would have had 40 bucks of food and no way to pay for it.

Anyone know what could have caused this? I don't use my debit card to pay for stuff online, I use paypal.

haha its ok i used to work at acme. and this one lady had about $200+ in grocerys and her check didnt go thru.. and she had no other way of paying for it.. she held up the line so long we had to open up more registers to stop the hold up. i felt bad for her

OutOfStock · 01-10-2007, 10:23 PM

Quote:

Originally Posted by 05Accent

haha its ok i used to work at acme. and this one lady had about $200+ in grocerys and her check didnt go thru.. and she had no other way of paying for it.. she held up the line so long we had to open up more registers to stop the hold up. i felt bad for her

I had that happen twice last night at you guessed it Acme....oh well I make 9.05 an hour and I worknight crew tonite and tags tmmrw and back to college.

To the thread creator. Id be thankful they caught it

Honduh · 01-10-2007, 10:35 PM

Oh I am very thankful, but I dont understand why they called my house instead of my cell phone.

igo4bmx · 01-10-2007, 10:54 PM

they just had a thing on the new about atm scams.
they have a thing they put in front of where you insert your card, and it reads your atm card with your pin,
then they can use it

CobaltGrl · 01-11-2007, 02:00 AM

Have you checked your account for any purchases you didnt make? I work at Commerce and they close debit cards to reduce fraud all the time but never for no reason. I would check my account if I were you. Also, if you make a purchase thats a large dollar amount, the bank will contact you to verify you actually made the buy, if they cant speak to you they may close it as a precaution. And if you bank with Commerce you can go directly to the branch you opened the account at and have another debit card made for you one the spot. Hope this helps.

Honduh · 01-11-2007, 07:54 AM

Yeah I did check my account as soon as I got home cause I couldn't check it at a mac since it was deactivated.

I acutally dude almost drain my account last month. I went from having 1600 to 300 in pretty much a week cause of my vacation and car. I wonder if thats what set the flag?

ITSTOCK · 01-11-2007, 08:52 AM

Quote:

Originally Posted by Honduh

Yeah I did check my account as soon as I got home cause I couldn't check it at a mac since it was deactivated.

I acutally dude almost drain my account last month. I went from having 1600 to 300 in pretty much a week cause of my vacation and car. I wonder if thats what set the flag?

Yes, it's VERY possible.

CobaltGrl · 01-11-2007, 01:27 PM

Quote:

Originally Posted by Honduh

Yeah I did check my account as soon as I got home cause I couldn't check it at a mac since it was deactivated.

I acutally dude almost drain my account last month. I went from having 1600 to 300 in pretty much a week cause of my vacation and car. I wonder if thats what set the flag?

absolutely.

Tiny · 01-11-2007, 02:21 PM

In May I got on the the boat to go on my honeymoon only to find that they deactivated my debit card. Hahaha. Talk about stressfull. I ended up calling my father to have him attack the bank and they opened it up so that I could withdraw from an ATM, but not use the debit card. Lucky for me there was an ATM on the ship.

Why did they lock it? Well, I bought $3k in electronics the day before I went on the cruise. Our wedding present to ourselves was a new digital camera and 2 Ipods and a couple other gadgets. Since we bought them on a weekend the card didn't lock until Monday when we were at sea!!!

zerioustt · 01-11-2007, 07:58 AM

what bank do you have??

i have wachovia and i know they give a instant temp card thats only good for their atms, but it was better then nothing. if you dont have them just try and get to the bank on your lunch break, im sure your boss would understand. gl with it.

Honduh · 01-11-2007, 08:49 AM

im have citizens. my bank is like 35 mins from my work and I don't know if there is one in my works area.

ITSTOCK · 01-11-2007, 08:51 AM

Did you buy anything different on the credit/debit card? I know with Visa, if you have different buying patterns that are against the usual, a red flag goes up and deactivates your account until they can verify.

I bought 3 pairs of sneakers one time and my account got frozen. I called them up and they verified it was me, and told me that was the reason (I never bought shoes in the 2 years prior on a credit card).

01-10-2007, 09:52 PM	#1
Honduh Tri-State Post Whore Join Date: May 2006 Member #1977 iTrader: (0)	My bank almost caused me alot of embarassment. So I get out of work and I'm on my way to the grocery store when I get a call from my Uncle, im like great what does he want now and almost didnt answer. Well I did and it turns out they deactivated my debit/credit card for "fraudulent acts" against it. Like someone tried to steal money from me or something. Thank god my uncle called me to tell me or else I would have had 40 bucks of food and no way to pay for it. Anyone know what could have caused this? I don't use my debit card to pay for stuff online, I use paypal.

01-10-2007, 10:54 PM	#7
igo4bmx Tri-State Post Whore Join Date: Jun 2005 Location: Under the bar... Member #592 My Ride: 2009 Audi A3 Quattro, 2008 BMW X5, 2003 WW Evo8, 2000 Turbo SOHC Civic iTrader: (1)	they just had a thing on the new about atm scams. they have a thing they put in front of where you insert your card, and it reads your atm card with your pin, then they can use it __________________ BOOST doesn't get you laid. Roofies and some creativity does however Tuned by some white dude @ a shopwithbigtrucks.com "You get what you pay for" - thanks captain obvious, unless you bought rotas and received volks.

01-11-2007, 02:21 PM	#12
Tiny Tri-State Addict Join Date: May 2005 Location: Philly Member #469 iTrader: (0)	In May I got on the the boat to go on my honeymoon only to find that they deactivated my debit card. Hahaha. Talk about stressfull. I ended up calling my father to have him attack the bank and they opened it up so that I could withdraw from an ATM, but not use the debit card. Lucky for me there was an ATM on the ship. Why did they lock it? Well, I bought $3k in electronics the day before I went on the cruise. Our wedding present to ourselves was a new digital camera and 2 Ipods and a couple other gadgets. Since we bought them on a weekend the card didn't lock until Monday when we were at sea!!! __________________ Charger SRT8(mine) --- Diablo Tune, T-Stat, SLP exhaust, and custom intake. Slower then a cavalier, but i'm working on it. Infinity G35 Coupe(Hers) --- Stock Touring Edition With Mad JDMZZZZ

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01-10-2007, 09:56 PM	#2
doug Tri-State Post Whore Join Date: May 2005 Location: Springfield, PA Member #450 My Ride: 2007 WRX STi Limited, 1969 Z/28 Camaro iTrader: (1)	Did you reply to one of those fake paypal emails? the ones saying you sent someone a payment, and asks for your sign in name and password on the website that looks like the real paypal site?

01-10-2007, 09:58 PM	#3
Honduh Tri-State Post Whore Join Date: May 2006 Member #1977 iTrader: (0)	Nope I know all about those as well. I hardly even check my email! This is just a real pain cause I have to wait 3-5 days to get the new card, and then I have to activate it as well. And I have 5 dollars in my wallet, and I don't get out of work until my bank is closed.

01-10-2007, 10:35 PM	#6
Honduh Tri-State Post Whore Join Date: May 2006 Member #1977 iTrader: (0)	Oh I am very thankful, but I dont understand why they called my house instead of my cell phone.

01-11-2007, 07:54 AM	#9
Honduh Tri-State Post Whore Join Date: May 2006 Member #1977 iTrader: (0)	Yeah I did check my account as soon as I got home cause I couldn't check it at a mac since it was deactivated. I acutally dude almost drain my account last month. I went from having 1600 to 300 in pretty much a week cause of my vacation and car. I wonder if thats what set the flag?

01-11-2007, 08:49 AM	#14
Honduh Tri-State Post Whore Join Date: May 2006 Member #1977 iTrader: (0)	im have citizens. my bank is like 35 mins from my work and I don't know if there is one in my works area.

01-11-2007, 08:51 AM	#15
ITSTOCK Tri-State Post Whore Join Date: Sep 2005 Member #844 iTrader: (0)	Did you buy anything different on the credit/debit card? I know with Visa, if you have different buying patterns that are against the usual, a red flag goes up and deactivates your account until they can verify. I bought 3 pairs of sneakers one time and my account got frozen. I called them up and they verified it was me, and told me that was the reason (I never bought shoes in the 2 years prior on a credit card).