Bank Error: in my favor? - TriStateTuners.com :: Home of Tristate Auto Enthusiast

The Captain · 08-06-2008, 12:34 PM

I just checked my checking account online to make sure my rent check was received and cashed. Rent is $2000.oo/month, but the bank has my check cashed for $200.00. It clearly says "two thousand" so it couldn't be an error on my part. Do you think my land lord got all 2000 and they just messed up in the computer somehow? Think they'll change the amount to the right amount or did i just get an extra 1800 this month?

pearl · 08-06-2008, 12:39 PM

call your landlord.

igo4bmx · 08-06-2008, 12:41 PM

you pay 2 grand a month in philly U?
WTF

05OCsrt-4 · 08-06-2008, 12:41 PM

i vote call your landlord and bank, make sure you don't get kicked out tomorrow

The Captain · 08-06-2008, 12:44 PM

Quote:

Originally Posted by igo4bmx

you pay 2 grand a month in philly U?
WTF

Yeah I know, rent is ridonk. But it's a 4br, 4ba huge old house in wynnefield. There are5 of us, so that helps.

Me and my landlord are tight. If there is an issue, he'd call me and it wouldn't be a problem. I looked at the image of the check to make sure i didn't f up, and it clearly says "two thousand" and it has $2000.00 written, so it's clearly not my fault. And I have more than enough funds to cover it so it's nothing with that either.

poisonivory · 08-06-2008, 12:46 PM

well if your landlord did get all of his money, you could consider the banks mistake in your favor, unless they catch it. if he really only got 200 in his account, then you better believe you'll hear about it.

My younger cousin had a similar act in his favor..but he was the one cashing a check...he had a check for $40.10, and the dumbass teller gave him $401. lol But since it was cash, the teller probably didn't know where he screwed up at the end of the day. Nothing ever came of it. Free money FTW.

The Captain · 08-06-2008, 12:47 PM

I'll call him when i get home from work. He's got a lot of mail at my place too that he needs to pick up so I had to call him anyways.

igo4bmx · 08-06-2008, 12:48 PM

they will probably correct it at the bank in a day or two.
happened to me before.

The Captain · 08-06-2008, 12:51 PM

Say he got all of his money and it's only an error on my side...how long until I can feel the money isn't going to get taken away?

Vypurr · 08-06-2008, 01:10 PM

Remember...You are responsible for keeping track of your account, so if they later correct the error and overdraft, you will now incur fees! I am sure you can fight that, but it will be a real pain. Nothing good is free, and nothing free is good.

dragonfly2k3 · 08-06-2008, 02:17 PM

im with vypurr, let it in there for a good few months atleast. I would hate to see them catch it and overdraft you by 1k, that would suck.

Nors · 08-06-2008, 02:19 PM

I would let the bank know whats up. Karma is a bitch.

The Captain · 08-06-2008, 02:23 PM

Karma is on my side. Maybe this is me finally getting the benefit for all the things i've done for other people?

coleycole · 08-06-2008, 03:57 PM

I wouldn't expect the bank to allow the error to slide. They will probably contact you and let you know that they are removing the money before they do. I bank with Commerce and when I cashed a check they gave me back $100 more dollars in cash then the check was for, they called me later to let me know they were taking out the difference from my checking account.

TrboChicsRock · 08-06-2008, 04:14 PM

I'm sure tonight when they close out their drawers tonight they will realize that there's an error and recheck all of the transactions from the day. I wouldn't count on them not realizing it. Someone won't be balanced and they won't just say "oh well".

The Captain · 08-06-2008, 04:20 PM

Yeah, I'll fully expect for the money to be taken out. But that extra 1800 would be so nice.

amit · 08-06-2008, 04:28 PM

Well technically isn't only a fifth of it yours? If you do get the extra $1800...you really should be splitting it with your roomies! Just sayin though....

but...2 grand a month?! GOOD GOD.

The Captain · 08-06-2008, 04:45 PM

Quote:

Originally Posted by amit

Well technically isn't only a fifth of it yours? If you do get the extra $1800...you really should be splitting it with your roomies! Just sayin though....

but...2 grand a month?! GOOD GOD.

Only 3 guys are living in the house/paying this summer so I would be splitting it with them, but I don't want to do that yet, just in case they do the adjustment.

BlkWhtTSI · 08-06-2008, 07:39 PM

my friend had $30 in his bank account one day and then the next he had $400 his parents didnt give him money or anything. he wasted it all on clothes food and gas.

ScoobyNubieToo! · 08-06-2008, 10:04 PM

Quote:

Originally Posted by Vypurr

Remember...You are responsible for keeping track of your account, so if they later correct the error and overdraft, you will now incur fees! I am sure you can fight that, but it will be a real pain. Nothing good is free, and nothing free is good.

Quote:

Originally Posted by dragonfly2k3

im with vypurr, let it in there for a good few months atleast. I would hate to see them catch it and overdraft you by 1k, that would suck.

Quote:

Originally Posted by coleycole

I wouldn't expect the bank to allow the error to slide. They will probably contact you and let you know that they are removing the money before they do. I bank with Commerce and when I cashed a check they gave me back $100 more dollars in cash then the check was for, they called me later to let me know they were taking out the difference from my checking account.

Quote:

Originally Posted by TrboChicsRock

I'm sure tonight when they close out their drawers tonight they will realize that there's an error and recheck all of the transactions from the day. I wouldn't count on them not realizing it. Someone won't be balanced and they won't just say "oh well".

Sage advice up here, I would listen if I were you.
This ain't Monopoly, Beatch!

08-06-2008, 12:34 PM	#1
The Captain Tri-State Post Whore Join Date: Jan 2007 Location: West Philly - FBG$ Member #3369 My Ride: Prelude iTrader: (2)	Bank Error: in my favor? I just checked my checking account online to make sure my rent check was received and cashed. Rent is $2000.oo/month, but the bank has my check cashed for $200.00. It clearly says "two thousand" so it couldn't be an error on my part. Do you think my land lord got all 2000 and they just messed up in the computer somehow? Think they'll change the amount to the right amount or did i just get an extra 1800 this month? __________________ Thank you for flying Air force Airlines. Oh me? They call me The Captain. - "America is all about speed - hot, nasty bad-ass speed." Eleanor Roosevelt (1965)

08-06-2008, 12:39 PM	#2
pearl Tri-State Post Whore Join Date: Nov 2005 Location: NEW JERSEY Member #1108 My Ride: suck it trebek iTrader: (0)	call your landlord. __________________ Last Activity: 03-24-2009 12:05 PM

08-06-2008, 12:41 PM	#3
igo4bmx Tri-State Post Whore Join Date: Jun 2005 Location: Under the bar... Member #592 My Ride: 2009 Audi A3 Quattro, 2008 BMW X5, 2003 WW Evo8, 2000 Turbo SOHC Civic iTrader: (1)	you pay 2 grand a month in philly U? WTF __________________ BOOST doesn't get you laid. Roofies and some creativity does however Tuned by some white dude @ a shopwithbigtrucks.com "You get what you pay for" - thanks captain obvious, unless you bought rotas and received volks.

08-06-2008, 12:46 PM	#6
poisonivory Tri-State Addict Join Date: Oct 2007 Location: Philly Member #5979 My Ride: 2010 Lancer GTS iTrader: (0)	well if your landlord did get all of his money, you could consider the banks mistake in your favor, unless they catch it. if he really only got 200 in his account, then you better believe you'll hear about it. My younger cousin had a similar act in his favor..but he was the one cashing a check...he had a check for $40.10, and the dumbass teller gave him $401. lol But since it was cash, the teller probably didn't know where he screwed up at the end of the day. Nothing ever came of it. Free money FTW. __________________ -Mario To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-06-2008, 12:47 PM	#7
The Captain Tri-State Post Whore Join Date: Jan 2007 Location: West Philly - FBG$ Member #3369 My Ride: Prelude iTrader: (2)	I'll call him when i get home from work. He's got a lot of mail at my place too that he needs to pick up so I had to call him anyways. __________________ Thank you for flying Air force Airlines. Oh me? They call me The Captain. - "America is all about speed - hot, nasty bad-ass speed." Eleanor Roosevelt (1965)

08-06-2008, 12:48 PM	#8
igo4bmx Tri-State Post Whore Join Date: Jun 2005 Location: Under the bar... Member #592 My Ride: 2009 Audi A3 Quattro, 2008 BMW X5, 2003 WW Evo8, 2000 Turbo SOHC Civic iTrader: (1)	they will probably correct it at the bank in a day or two. happened to me before. __________________ BOOST doesn't get you laid. Roofies and some creativity does however Tuned by some white dude @ a shopwithbigtrucks.com "You get what you pay for" - thanks captain obvious, unless you bought rotas and received volks.

08-06-2008, 12:51 PM	#9
The Captain Tri-State Post Whore Join Date: Jan 2007 Location: West Philly - FBG$ Member #3369 My Ride: Prelude iTrader: (2)	Say he got all of his money and it's only an error on my side...how long until I can feel the money isn't going to get taken away? __________________ Thank you for flying Air force Airlines. Oh me? They call me The Captain. - "America is all about speed - hot, nasty bad-ass speed." Eleanor Roosevelt (1965)

08-06-2008, 02:17 PM	#11
dragonfly2k3 Tri-State Post Whore Join Date: Mar 2007 Member #4106 iTrader: (5)	im with vypurr, let it in there for a good few months atleast. I would hate to see them catch it and overdraft you by 1k, that would suck. __________________ HIDs, they're serious business.

08-06-2008, 02:19 PM	#12
Nors Tri-State Post Whore Join Date: Jul 2006 Location: DelCo, PA Member #2210 My Ride: 2011 VW GTI iTrader: (1)	I would let the bank know whats up. Karma is a bitch. __________________ DUB JAWN Hi Hater™ Previous: 2002 Volkswagen GTi - Sold \|1995 Honda Accord - Sold \| 1993 Eagle Talon Tsi AWD Project - Sold \| 1996 Acura Integra RS - Sold

08-06-2008, 02:23 PM	#13
The Captain Tri-State Post Whore Join Date: Jan 2007 Location: West Philly - FBG$ Member #3369 My Ride: Prelude iTrader: (2)	Karma is on my side. Maybe this is me finally getting the benefit for all the things i've done for other people? __________________ Thank you for flying Air force Airlines. Oh me? They call me The Captain. - "America is all about speed - hot, nasty bad-ass speed." Eleanor Roosevelt (1965)

08-06-2008, 03:57 PM	#14
coleycole Tri-State Addict Join Date: May 2008 Member #7902 My Ride: 2004 Nissan 350Z Roadster 6m/t iTrader: (0)	I wouldn't expect the bank to allow the error to slide. They will probably contact you and let you know that they are removing the money before they do. I bank with Commerce and when I cashed a check they gave me back $100 more dollars in cash then the check was for, they called me later to let me know they were taking out the difference from my checking account. __________________ "As you sow, so shall you reap."

08-06-2008, 04:14 PM	#15
TrboChicsRock Tri-State Post Whore Join Date: Feb 2005 Location: Pennsylvania Member #152 My Ride: 1998 Eclipse GSX, 2012 WRX Premium iTrader: (1)	I'm sure tonight when they close out their drawers tonight they will realize that there's an error and recheck all of the transactions from the day. I wouldn't count on them not realizing it. Someone won't be balanced and they won't just say "oh well". __________________ - Jessica 1998 Eclipse GSX 11.2 @ 126 To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

08-06-2008, 04:20 PM	#16
The Captain Tri-State Post Whore Join Date: Jan 2007 Location: West Philly - FBG$ Member #3369 My Ride: Prelude iTrader: (2)	Yeah, I'll fully expect for the money to be taken out. But that extra 1800 would be so nice. __________________ Thank you for flying Air force Airlines. Oh me? They call me The Captain. - "America is all about speed - hot, nasty bad-ass speed." Eleanor Roosevelt (1965)

08-06-2008, 04:28 PM	#17
amit Tri-State Addict Join Date: Nov 2007 Location: hatfield Member #6244 My Ride: Scooby iTrader: (0)	Well technically isn't only a fifth of it yours? If you do get the extra $1800...you really should be splitting it with your roomies! Just sayin though.... but...2 grand a month?! GOOD GOD.

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