What credit card do you use? - TriStateTuners.com :: Home of Tristate Auto Enthusiast

wrx_snobordr · 03-02-2007, 03:39 PM

I currently have a bank of america card, but I will be closing it shortly. I am not going to support a company that is supporting illegal immagrants. I have good to great credit and was wondering if anyone had any input on some credit cards. I want low interest and no annual fee. I dont need a miles or rewardsprogram. I really want to know what they are like customer service wise, do they have online payments available as well as online statements.

Thanks

james_ls · 03-02-2007, 03:40 PM

Quixtar IBO Visa Platnium.

0.9% APR (forever).

2.29% APR on cash-advances (forever).

Cash back on things I buy from myself...extra points ETC ETC ETC.

97TurboDSM · 03-02-2007, 03:50 PM

i used to have a CITI-drivers edge card which was cool. points towards gas and such but I just used it till it expired and then got rid of it. currently dont use a credit card.

wrx_snobordr · 03-02-2007, 04:01 PM

Quote:

Originally Posted by 97TurboDSM

i used to have a CITI-drivers edge card which was cool. points towards gas and such but I just used it till it expired and then got rid of it. currently dont use a credit card.

yeah, my current card gives me 5% back on gas purchases. But I use cash or debit for everything because I hate having bad debt. It wont be an everyday type of card, just for the emergency and then pay it off at the end of a month or two.

igo4bmx · 03-02-2007, 04:36 PM

Capital One?
I have BOA and American express for work.

MPowerKai · 03-02-2007, 04:41 PM

Capital One Visa and American Express Blue

92dxman · 03-02-2007, 05:04 PM

I have Cap One, Chase and a Bank of America debit visa currently. My biggest gripes with Chase has been mysteriously moving up my payment due date every month without notifying me (which they claim they did via letters-BS!).. Other than that, I haven't had any problems with Cap One and Chase. I was able to purchase 40 yr old Virgin on dvd with my points from my Chase Universal Visa.

olsookie · 03-02-2007, 05:34 PM

AMEX Blue, BOA sucks! so did MBNA!

IntegrasAreBest · 03-02-2007, 05:46 PM

AMEX Business, Bank of America, & Chase.

poolmike · 03-02-2007, 06:34 PM

Cap One. Love it. When I call with questions or to redeem points, an English speaking person with no accent answers the call. < That means alot to me.

zerioustt · 03-02-2007, 06:39 PM

have them but never use them, only card i use is my check card. if i cant pay for it with cash i cant afford it IMO.

Jeffros Spec V · 03-02-2007, 07:22 PM

All my banking is done through Commerce. I have a commerce debit/check card and a commerce visa which I put a $1000 limit on for an emergency. Very easy I just do an online transfer from my checking to my credit card if I need to make a payment.

Evo8kid · 03-02-2007, 07:40 PM

amex, visa... cant go wrong

PotenzaSub · 03-02-2007, 09:17 PM

Quote:

Originally Posted by wrx_snobordr

I currently have a bank of america card, but I will be closing it shortly. I am not going to support a company that is supporting illegal immagrants.

OT:
Now, what's the deal with that? I saw this issue being discussed on Fox News, but I dismissed it as right-wing malarchy to get high ratings. I'm not sure what's going on with that. It's my understanding that BoA is going to start running a commercial where they show a hispanic-looking man becoming a cook, then opening a BoA, and then starting a business (or something to that affect). I'm not sure if they said anything about illegal immigration. It just seems like legal immigration. I could be wrong because, again, I don't think I have the whole story. Please correct me if I'm wrong.

P.S. I'm interested mostly because I will be going to open a BoA account tommorow - unless, Fox News is right about the ad.

TripleBlack9SE · 03-02-2007, 09:41 PM

I have a US Airways Visa that i like a lot. It was issued through B of A but for someone that enjoys traveling and that also travels quite a bit for work, it really pays to get TONS of miles from this card.

My suggestion would be to get a card that gives YOU something back. Miles, points towards a car (like a GM card) or whatever. In a sense, its FREE money that you are passing on by using a "regular" credit card.

And if you are a baller, get that Black card mang. LOL. Ive only seen/met one person who had one - its nuts - he can close down stores and shop in private just by flashing that thing. I think he even purchased a new CL600 on that card

Must be nice right? hahaha

Good Luck with whatever you pick.

Broken5hift · 03-02-2007, 09:54 PM

besides owning a house having an american express card is the next best thing to have to help your credit score.

wrx_snobordr · 03-02-2007, 10:04 PM

Quote:

Originally Posted by PotenzaSub

OT:
Now, what's the deal with that? I saw this issue being discussed on Fox News, but I dismissed it as right-wing malarchy to get high ratings. I'm not sure what's going on with that. It's my understanding that BoA is going to start running a commercial where they show a hispanic-looking man becoming a cook, then opening a BoA, and then starting a business (or something to that affect). I'm not sure if they said anything about illegal immigration. It just seems like legal immigration. I could be wrong because, again, I don't think I have the whole story. Please correct me if I'm wrong.

P.S. I'm interested mostly because I will be going to open a BoA account tommorow - unless, Fox News is right about the ad.

What they are doing is offering credit cards to people who do not have a social security number and no credit history. All you need is a 3 month banking history with no overdraft. It started in one bank in LA and recently has spread to more than 50 banks in LA.

They didnt exactly come out and say they are targeting illegal aliens. But there is no other reason a person would not have a social security number unless they were not a legal resident of the United States. That combined with the fact that it is being done in LA, where the largest concentration of illegals reside can really only lead to one conclusion.

wrx_snobordr · 03-02-2007, 10:07 PM

Quote:

Originally Posted by TripleBlack9SE

I have a US Airways Visa that i like a lot. It was issued through B of A but for someone that enjoys traveling and that also travels quite a bit for work, it really pays to get TONS of miles from this card.

My suggestion would be to get a card that gives YOU something back. Miles, points towards a car (like a GM card) or whatever. In a sense, its FREE money that you are passing on by using a "regular" credit card.

And if you are a baller, get that Black card mang. LOL. Ive only seen/met one person who had one - its nuts - he can close down stores and shop in private just by flashing that thing. I think he even purchased a new CL600 on that card

Must be nice right? hahaha

Good Luck with whatever you pick.

HA HA yeah I don't think I am at that level yet. When im worth a few million then maybe ill get one. Have to get a better job though first.

cburwell · 03-02-2007, 11:21 PM

Quote:

Originally Posted by zerioustt

have them but never use them, only card i use is my check card. if i cant pay for it with cash i cant afford it IMO.

I agree. I have a couple of cards (one a BOA), but they are just for an emergency.

**TROLL** · 03-02-2007, 11:35 PM

I have a Citi Dividend Platinum card... I use it for bigger purchases, otherwise I prefer to pay in cash. I don't carry a balance on it ever, so honestly I don't know what the interest rates are. The perks are that it gives 1% back on every purchase, and 5% back at gas stations, convenience stores, and food stores with a $250 cash back limit per year.... I did hear recently that they are going to scale the 5% back a good bit though.
Either way, I get checks from my CC company... I dig it.

03-02-2007, 03:39 PM	#1
wrx_snobordr Tri-State Addict Join Date: Dec 2004 Member #21 iTrader: (1)	What credit card do you use? I currently have a bank of america card, but I will be closing it shortly. I am not going to support a company that is supporting illegal immagrants. I have good to great credit and was wondering if anyone had any input on some credit cards. I want low interest and no annual fee. I dont need a miles or rewardsprogram. I really want to know what they are like customer service wise, do they have online payments available as well as online statements. Thanks __________________ Stock

03-02-2007, 03:40 PM	#2
james_ls TST Ruined My Life! Join Date: Mar 2006 Location: Warrington Member #1614 My Ride: 1998 Acura Integra LS//VTEC iTrader: (0)	Quixtar IBO Visa Platnium. 0.9% APR (forever). 2.29% APR on cash-advances (forever). Cash back on things I buy from myself...extra points ETC ETC ETC. __________________ *Heller Dope* - When the ** is doper than Hellen Keller; it's Heller Dope To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. BUY MY STUFF!** To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

03-02-2007, 03:50 PM	#3
97TurboDSM TST Ruined My Life! Join Date: Sep 2005 Member #849 My Ride: '03 IY 20th GTI iTrader: (3)	i used to have a CITI-drivers edge card which was cool. points towards gas and such but I just used it till it expired and then got rid of it. currently dont use a credit card. __________________ FOR SALE! Canon 5D\|17-40L\|85mm f/1.8\|Sigmalux\|580ex

03-02-2007, 04:36 PM	#5
igo4bmx Tri-State Post Whore Join Date: Jun 2005 Location: Under the bar... Member #592 My Ride: 2009 Audi A3 Quattro, 2008 BMW X5, 2003 WW Evo8, 2000 Turbo SOHC Civic iTrader: (1)	Capital One? I have BOA and American express for work. __________________ BOOST doesn't get you laid. Roofies and some creativity does however Tuned by some white dude @ a shopwithbigtrucks.com "You get what you pay for" - thanks captain obvious, unless you bought rotas and received volks.

03-02-2007, 05:34 PM	#8
olsookie Tri-State Addict Join Date: Sep 2005 Location: Langhorne, PA Member #806 My Ride: 2013 S4 iTrader: (1)	AMEX Blue, BOA sucks! so did MBNA! __________________ To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. 05 Apexi Silver EVO with a bad azz Perrin Antannae To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. SOLD! The M has arrived! To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. and now is SOLD! Move over M To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. The X is here! To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. SOLD! Jetta TDI - it's all about TQ and Fuel Economy!

03-02-2007, 05:04 PM	#7
92dxman Tri-State Addict Join Date: May 2005 Location: Lansdale, PA Member #470 My Ride: 10 Mazda 5. iTrader: (0)	I have Cap One, Chase and a Bank of America debit visa currently. My biggest gripes with Chase has been mysteriously moving up my payment due date every month without notifying me (which they claim they did via letters-BS!).. Other than that, I haven't had any problems with Cap One and Chase. I was able to purchase 40 yr old Virgin on dvd with my points from my Chase Universal Visa.

03-02-2007, 05:46 PM	#9
IntegrasAreBest Tri-State Post Whore Join Date: Sep 2006 Member #2474 iTrader: (1)	AMEX Business, Bank of America, & Chase.

03-02-2007, 06:34 PM	#10
poolmike Tri-State Post Whore Join Date: Jun 2005 Location: Richboro Member #543 My Ride: '68 Kaiser M715/ '37 Ford truck/'47 Dodge truck iTrader: (0)	Cap One. Love it. When I call with questions or to redeem points, an English speaking person with no accent answers the call. < That means alot to me. __________________ 2012 Honda Accord Touring 1968 Kaiser M715 FrankenJeep 1947 Dodge 1.5 Ton Resto-mod 1937 Ford pick-up 1950 Crosley Farm-o-Road

03-02-2007, 07:22 PM	#12
Jeffros Spec V Tri-State Post Whore Join Date: Mar 2005 Location: Langhorne PA Member #263 iTrader: (0)	All my banking is done through Commerce. I have a commerce debit/check card and a commerce visa which I put a $1000 limit on for an emergency. Very easy I just do an online transfer from my checking to my credit card if I need to make a payment.

03-02-2007, 07:40 PM	#13
Evo8kid Tri-State Post Whore Join Date: Mar 2006 Location: Newtown, PA Member #1631 My Ride: contributes towards Global warming iTrader: (0)	amex, visa... cant go wrong __________________ TurboTagTeam is my crew chief 1996 Nissan 240sx- To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. 2010 Dodge Ram 2500 6.7L Turbo Diesel 2008 Audi RS4- 420 HP 4.2L V8 2004 Honda CBR600RR

03-02-2007, 09:41 PM	#15
TripleBlack9SE Tri-State Addict Join Date: Oct 2006 Location: Chester County, PA Member #2748 My Ride: S2K & Cayenne S iTrader: (0)	I have a US Airways Visa that i like a lot. It was issued through B of A but for someone that enjoys traveling and that also travels quite a bit for work, it really pays to get TONS of miles from this card. My suggestion would be to get a card that gives YOU something back. Miles, points towards a car (like a GM card) or whatever. In a sense, its FREE money that you are passing on by using a "regular" credit card. And if you are a baller, get that Black card mang. LOL. Ive only seen/met one person who had one - its nuts - he can close down stores and shop in private just by flashing that thing. I think he even purchased a new CL600 on that card Must be nice right? hahaha Good Luck with whatever you pick. __________________ FUN CAR - 2007 Honda S2000: Laguna Blue w/front lip To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures. DAILY DRIVER - 2006 Porsche Cayenne S: Black/Black lowered on 22" Victor Equipments To view links or images in signatures your post count must be 10 or greater. You currently have 0 signatures.

03-02-2007, 09:54 PM	#16
Broken5hift Tri-State Post Whore Banned Join Date: Apr 2005 Member #397 My Ride: 08 Scion Xb & 06 TSX iTrader: (0)	besides owning a house having an american express card is the next best thing to have to help your credit score.

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