Quote:
Originally Posted by yellow2000S/R
Here's my question.
Is an accident with under $1,500 of damage total between both cars truly less harsh on your insurance price and possibly ignored on that price changing different than an accident with more than a $1,500 payout?
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A lot depends on the company and the policy you have and a few other factors - but yes, companies do have specific dollar amounts that determine the surcharging of a policy or not.
If you want to talk about it more, give me a call or drop me an email and we can talk.
But you can see the logic there right? A $500 fender bender would obviously be looked at differently than a $5,000 accident. Therefore the company reacts differently depending upon the specific claim.