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You guys must not like the car you drive. There is always the possibility of getting hit and totaling the car. And worse case scenerio, if the other car is stolen or for some reason isn't insured and your policy is liability only, then your SOL.
Even if you get rear-ended and your not at fault and you can get the car fixed the paint is never going to look as good. And if damages are significant then good luck even getting it fixed right. Not to mention the hassle of filing a police report, getting the insurance to check out the car, renting a POS in the meantime, etc. It's just not worth it.
My solution to a bad situation is usually to stick it in 3rd and get out of there.
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- Wil
08 Sienna, limited AWD w/ laser guided cruise control, FTMFW!
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