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my insurance probs....fell free to advise...
some of u kno the story but its been updated....
yeah so when the hail came thru my area it wicked wrecked my car. 90% of the damage is to my hood but the other 10% is EVERYWHERE else....long story short i called gieco and they came out and quoted my car for 2500 in damage. i have a 500 deductible so they cut me a check for basically 2k. they told me they had to make the check out to a two party system bc i dont OWN the car. i make payments to beneficial savings bank and therefore they have to write the check to me AND the shop fixing it....well....i just wanna take the $ buy a hood and save the rest.....so this is the problem...
i got a check for 2 grand sittin on my desk for the past month. at last weeks meet at freshworks i meet officer ben and hes like, what the hell u talking about, the bank doesnt need to do that, go ask for a check in ur name bc they can do that,.....
my fellow technician co worker's dad works for a body shop and he said i can just go to my bank and deposit the check into my account....
went to the bank and they said no, the shop has to sign off on the check....
so what the hell is going on? how am i gonna get this money? id just spend 500 of it on a hood and then keep the rest.....whats the deal?
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