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It's a great time to be just a buyer today. There are a ton of affordable houses on the market with absolutely no one looking at them.
As others have stated, seller's assitance at closing is very popular today. It'll allow you to skirt some of the down-payment % and put some capital back in your pocket for any immediate house upgrades.
If I was you, I would first get a mortage lined up and a possible rate lock as they are starting to creep past 6.25% again.
Good luck.
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2007 Magnum SRT8
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