[ITSTOCK]

I think the key is a lot of us live at home still (as in myself at 21). I would say half the parents buy, the other half live at home (I see a LOT of rediculous claims from people justifying how they afford their cars, meanwhile their parents live in 2 million+ dollar homes, of course their parents bought them, no need to lie). If they answer no to either of them, they are full of ****. There is a lot of money in this area, I just wish my parents had it.

My cars are financed and I work full time, two jobs one being my own company. 1/2 my money goes in to the bank to buy property and build my dream home in 5 years, the other half goes to whatever I want aka car payments, fun money, and one of the bigger expenses....the girlfriend. Also, I am an extremely good price shopper. I NEVER pay ANYWHERE CLOSE to "market value" on bigger purchases. I waited 6 months to find my 03 cobra for literally $10,000 LESS than the average price, and 2 months to find my 03 X5 for UNDER TRADE IN VALUE. I will do the same with the M3 that I will be buying.

Unlike some other people, I enjoy living at home and being that I can't COMFORTABLY AFFORD A HOUSE THAT I ACTUALLY LIKE in the area, there is no point to moving in to a ****hole. I see no problem living at home at untill 25+ rent free, meanwhile having fun AND saving money to have a nicer first home. The AVERAGE home-buying age in America is 33 (as of 2005). It's a sidetrack, but I'm sure it will be the next quesion; "Why do you still live at home".

BTW, CAR PAYMENTS ROCK. I can't believe people empty out their life savings just to buy a car, that's just INSANE to me.