if you are optimistic 401k could be great for us since right now what we contribute will go towards these "low priced" options, "hopefully" within the 20-30 years we have left working they will rise and we can profit. My wife and I have no car payments, pay 500+ on top of our mortgage ever month, and carry no other "balance" exception for my school loan. i'm trying to save some to invest in some stocks. Been watching for a while, still don't know my elbow from my asshole in regards to it all, but i certainly think if you are smart you can make some money in time.
in other news....
