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I'd suggest battling it out with the insurance company. You had a loan on the car so you had to have collision. They should be responsible for fixing the car properly. I was stopped at an intersection and a lady drove right into the front of my car. Her insurance company (geico sucks donkey dick) claimed that because I released the brake and allowed my car to begin rolling back to avoid having all the energy of the impact transfer into my car, that i was half at fault because I wasn't at a full stop. I told them to go **** themselves and refused to accept their payment of half the repair estimate. Called them up 2 years later because I was approaching the statute of limitations for property damage (a week away), and they agreed to pay 85% of the repair estimate.
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