Quote:
Originally Posted by igo4bmx
can you get a PPO plan?
you should make sure your primary physician is in the network- sounds like if it's not in the network you're SOL.
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I don't even know what HMO or PPO stands for, I should probably look that up. I honestly don't even have a primary physician, I haven't even found a 'regular' doctor because I have yet to change from my pediatrician.
Quote:
Originally Posted by mann
That plan is probably fairly expensive. PPO will be even more so. If you're not perfectly healthy expect to pay extra and not have those pre-existing conditions covered. Prescription plan isn't too hot either that's a good sized deductible if you ever need expensive pills.
Keystone isn't too bad though I hear. Whatever you do don't lie about past medical history, if you ever have a serious bill even completely unrelated to it they will screw you guaranteed.
Read the fine print when you get the policy, if you miss something they will not.
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As of right now, I have no diagnosed pre-existing conditions. I don't take any prescriptions as of now either, so. I don't know. What is smarter? To get a low monthly fee, high deductible plan?