Quote:
Originally Posted by 1988 Olds
Ok the easiest way to explain this to you is insurance covers the car not the driver.
In your case you insured your cars with State Farm. If any of your cars get in an accident, no matter who is driving as long as they have permission, it's going to he help against your policy. Unfortantly as messed up as this sounds that's the way the system works. This is why you'll hear many opinions on whether you should let a buddy or friend borrow your car. Again unfortantly both were her fault so you really got screwed in this case.
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That is some good info right there. Feel free to PM me also or email if you want to explore your options. A lot of the time the "big companies" like State Farm, etc wont work with you as much as I can being an independant agent. Also, not to sound like your Father/Mother but cases like this are exactly why you need to think twice about loaning out your car.
Loan your car, loan your insurance.
