[1988 Olds]

Ok the easiest way to explain this to you is insurance covers the car not the driver.

In your case you insured your cars with State Farm. If any of your cars get in an accident, no matter who is driving as long as they have permission, it's going to he help against your policy. Unfortantly as messed up as this sounds that's the way the system works. This is why you'll hear many opinions on whether you should let a buddy or friend borrow your car. Again unfortantly both were her fault so you really got screwed in this case.

If you want to send me a PM with some of your info I can get you a price for insurance with Allstate, that's where I work. Whatever you do don't let your policy with State Farm end before you sign up somewhere else or you will get bent over with no lube for a price.

Any other ?s you or anyone has is more then welcome to PM me. At least I can use some of the knowledge I spent months learning.