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Elliott18t 12-09-2008 10:42 AM

i wanted to stay away from about $400+ a month. but sometimes I wish I got that r32 that was on the lot as my gti. both where CPO.

Snoozie 12-09-2008 10:43 AM

Quote:

Originally Posted by Scapegoat (Post 1172818)
yeah seriously... almost double that for a neon is just stooooopit...

but i love my car, and my credit is still horrible... :cry:

Mine is only $100 more then that, and thats because I had money rolled over from my gay VW. My credit is excellent. :mrgreen:

Oakes 12-09-2008 10:43 AM

My brother was paying $2,000 a month, give or take for his Cayenne Turbo. :bigeek: My heart stopped.

ASIAN JUL 12-09-2008 10:43 AM

Quote:

Originally Posted by Kerplunk105 (Post 1172823)
You can def get a nice car for $250/month. My Subaru Impreza was $240 :)

Really? Hm... I guess I'm gonna have to look more seriously into this.

Quote:

Originally Posted by Oakes (Post 1172824)
lol, damn, my car is out.

lolllllllll

Quote:

Originally Posted by Scapegoat (Post 1172828)
well yeah, but the whole point of going in there with possibly a loan from the bank, which i think personal loans max at 10k now, keeps you from getting abused by the dealership and paying more for less. which since you're not insanely rich would suck balls

see, i'm just looking out for you boo

I know thanks bby:-p

Quote:

Originally Posted by tdmopar59 (Post 1172831)
250 ain't bad especially with good credit...

:eek: ....heh....about that

Scapegoat 12-09-2008 10:44 AM

do want!

http://i94.photobucket.com/albums/l1...eaddiction.jpg

Kerplunk105 12-09-2008 10:45 AM

I didnt really have any credit, but I got a co-signer. My current car was/is certified so I was able to get a really low interest rate. The interest rate for my last car was horrible :eek:

Scapegoat 12-09-2008 10:46 AM

Quote:

Originally Posted by BluMeanie (Post 1172833)
Mine is only $100 more then that, and thats because I had money rolled over from my gay VW. My credit is excellent. :mrgreen:

how is Keith's? lol

when i moved in w/ my ex my credit took a big fat dump, while her's remained in quite nice shape... i think my score is around a 540 :cry: I can't get credit cards, i can get **** to bring it back up either... everything i pay for is in cash... which i guess is a good thing since i'm no longer in any kind of debt, other than the car...

but when it comes to buy a house, i'm ****ed... but i seriously need to get my **** in order before the TT V6 Mustang comes out

Elliott18t 12-09-2008 10:46 AM

i know of someone with an interest rate of like 15% for a ms3. i nearly died, true story.

Kerplunk105 12-09-2008 10:47 AM

Quote:

Originally Posted by Oakes (Post 1172834)
My brother was paying $2,000 a month, give or take for his Cayenne Turbo. :bigeek: My heart stopped.

Do want...but not for $2k/month :help:

http://www.pistonheads.com/pics/news..._turbo-1-L.jpg

ASIAN JUL 12-09-2008 10:47 AM

I'm hoping the uncle that bought me this car will help me finance a new one. Not pay anything, just co-sign for me or something. If not, well, uh.. *scratches head*

Kerplunk105 12-09-2008 10:48 AM

Quote:

Originally Posted by Elliott18t (Post 1172844)
i know of someone with an interest rate of like 15% for a ms3. i nearly died, true story.

If I remember correctly, mine was 11-13% for my Impreza :mad:

Its like 4-6% for my Outback though.

Scapegoat 12-09-2008 10:48 AM

Quote:

Originally Posted by Kerplunk105 (Post 1172839)
I didnt really have any credit, but I got a co-signer. My current car was/is certified so I was able to get a really low interest rate. The interest rate for my last car was horrible :eek:

lol, APR on my car is around 14-15%! My mom was my cosigner. I had no credit, she had real ****ty credit due to having recently started a business and was oh... close to 200k in debt from the loan :lol:

I paid off the interest a number of months ago though... and the car is down to about 15k. I consider paying it off quickly, throw in a grand a month and be done with it. But then i couldn't spend money elsewhere... :eek:

Oakes 12-09-2008 10:48 AM

Quote:

Originally Posted by Kerplunk105 (Post 1172845)
Do want...but not for $2k/month :help:

His was prettier, I miss it. :o Had the factory 22's on it, all black, tinted out. Oh, that was with 15k down! *faints*

Snoozie 12-09-2008 10:49 AM

Quote:

Originally Posted by Scapegoat (Post 1172842)
how is Keith's? lol

when i moved in w/ my ex my credit took a big fat dump, while her's remained in quite nice shape... i think my score is around a 540 :cry: I can't get credit cards, i can get **** to bring it back up either... everything i pay for is in cash... which i guess is a good thing since i'm no longer in any kind of debt, other than the car...

but when it comes to buy a house, i'm ****ed... but i seriously need to get my **** in order before the TT V6 Mustang comes out

Keith's credit is even better then mine. Mine is in the low 700's. So I guess it's not excellent, but it is good.

Oakes 12-09-2008 10:49 AM

Mine is only 6.4% for the '09 Fusion.

Elliott18t 12-09-2008 10:50 AM

luckly my co-signer has good credit/mine isn't horrible just lack of history so its 8%.

Kerplunk105 12-09-2008 10:50 AM

Quote:

Originally Posted by Scapegoat (Post 1172848)
lol, APR on my car is around 14-15%! My mom was my cosigner. I had no credit, she had real ****ty credit due to having recently started a business and was oh... close to 200k in debt from the loan :lol:

I paid off the interest a number of months ago though... and the car is down to about 15k. I consider paying it off quickly, throw in a grand a month and be done with it. But then i couldn't spend money elsewhere... :eek:

Eek. That sucks. I also had 1k down plus a trade in...

Kerplunk105 12-09-2008 10:51 AM

Quote:

Originally Posted by Elliott18t (Post 1172854)
luckly my co-signer has good credit/mine isn't horrible just lack of history so its 8%.

Me too; I didnt have any credit which sucked. My mom, who cosigned for me, has decent credit, thankfully.

Scapegoat 12-09-2008 10:52 AM

Quote:

Originally Posted by Kerplunk105 (Post 1172855)
Eek. That sucks. I also had 1k down plus a trade in...

haha, they gave me 1k for my POS corsica and i put another 1k down :lol: my ass still hurts

but to put things into perspective... i had two options... spend to much on a new car to make my 2 hours commute easier... or move to northern new jersey...

Kerplunk105 12-09-2008 10:53 AM

Quote:

Originally Posted by Scapegoat (Post 1172858)
haha, they gave me 1k for my POS corsica and i put another 1k down :lol: my ass still hurts

Wow, really? I got 2k for my intrepid...which was in horrible mechanical shape.

I got $150.00 for my first trade in when I got the Intrepid LOL


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