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redwrxwagon02 10-26-2007 11:17 AM

Quote:

Originally Posted by Z3R0 (Post 704605)
Hmm a real car....*i need one*

i got a 17k car loan a year ago because i already had 2 years of credit under my belt if you want a real car and a car payment (awesome way to build credit) then get a card

Z3R0 10-26-2007 11:18 AM

Quote:

Originally Posted by Kiel (Post 704609)
Hmm a credit card....*you need one*

:mad::banana: Not if I go baller and hand the dealer stacks.


EVERCLEAR,,,DUN DUN DUN..

CHAOS 10-26-2007 11:19 AM

cars are money pits.



























































but god damn theyre fun.

where'smyturbo? 10-26-2007 11:19 AM

what sucks is with capital one, how they have it set up online. IT DOESN"T FOCKING TELL YOU when the statement is due. and each month it is a different day of the month. luckily, i signed up for payment protection, which if you miss a payment (because they are ****ing dumb) its only $.99 for ever $100.00 on your balance.

but yeah.... i just pay it of a week after i use it at the least. and try to find a pattern in the retarded ass way that they do their statements.

CHAOS 10-26-2007 11:19 AM

Quote:

Originally Posted by redwrxwagon02 (Post 704610)
god i need to drink tonight thats i im getting booze on my lunchbreak
what should i get POLL

A. soco
B. jack
C. Wild Turkey 101
D. Beer of some sort
E. Jose


jose. ftw.

where'smyturbo? 10-26-2007 11:19 AM

z. yukon jack.

redwrxwagon02 10-26-2007 11:22 AM

Quote:

Originally Posted by where'smyturbo? (Post 704618)
z. yukon jack.

OH WOW! i love yukon lol

and no kiel everytime i drink vodka i end thinking im santa claus (dont ask)

and yeah im thinking jose for the sex i mean win

Kiel 10-26-2007 11:24 AM

I am 25 and I have not amazing credit (I made mistakes about 5-6 years ago that are about taken care of) and my credit is as follows:

Wachovia - $3600 limit
Best Buy - $500 limit
Sunoco - $900 limit
JCPenney - $950 limit
Hooters - $1300 limit
Kay's - $5000 limit
A bank - $5000 personal loan (which is being paid off so the balance isn't 5000 but thats what it started at)
Another bank - my car loan at about like 14k? I forget exactly

I just got the personal loan, Kay's and Hooters cards within the past 2 months, all because I got careful about how I handle my credit.

Kiel 10-26-2007 11:25 AM

Quote:

Originally Posted by redwrxwagon02 (Post 704620)
OH WOW! i love yukon lol

and no kiel everytime i drink vodka i end thinking im santa claus (dont ask)

and yeah im thinking jose for the sex i mean win

in that case, **** jose, get some patron or 1800

patron >>>>>>>>>>>>>>> jose

Z3R0 10-26-2007 11:26 AM

Just dont get that ****ty cheap ass gin with the blue cap.

redwrxwagon02 10-26-2007 11:26 AM

Quote:

Originally Posted by Kiel (Post 704621)
I am 25 and I have not amazing credit (I made mistakes about 5-6 years ago that are about taken care of) and my credit is as follows:

Wachovia - $3600 limit
Best Buy - $500 limit
Hooters - $1300 limit
Kay's - $5000 limit
A bank - $5000 personal loan (which is being paid off so the balance isn't 5000 but thats what it started at)
Another bank - my car loan at about like 14k? I forget exactly

I just got the personal loan, Kay's and Hooters cards within the past 2 months, all because I got careful about how I handle my credit.

thats awesome

someones buying an engaugement ring (i am too) (soon) but
just like the past 7 months ive really been cracking down on my credit

i saw my dads score drop below 500 and he cant get anything now
he never taught me anything about handling money and it took me this long to learn but still im finally getting my priorities straight

redwrxwagon02 10-26-2007 11:28 AM

Quote:

Originally Posted by Z3R0 (Post 704626)
Just dont get that ****ty cheap ass gin with the blue cap.

hey thats good stuff

granted i use to drink leeds vodka, gin and whiskey oh god i wanna vomit just thinking about it

LEEDS vodka a handle for 8 bucks

**** yeah

Z3R0 10-26-2007 11:29 AM

My parents...credit...is f***ed.

redwrxwagon02 10-26-2007 11:32 AM

hey hot diggity damn we are close to 200 pages

Z3R0 10-26-2007 11:36 AM

Quote:

Originally Posted by redwrxwagon02 (Post 704638)
hey hot diggity damn we are close to 200 pages

Been around the world rep the same thang, Been around the world just the same gang, B's up B's up flame gang, blatt-blatt blatt, blatt-blatt blatt, bang bang(blatt)...

twistedlanes 10-26-2007 11:37 AM

Quote:

Originally Posted by redwrxwagon02 (Post 704610)
god i need to drink tonight thats i im getting booze on my lunchbreak
what should i get POLL

A. soco
B. jack
C. Wild Turkey 101
D. Beer of some sort
E. Jose

a. or f. Grey goose

Kerplunk105 10-26-2007 11:38 AM

I have no credit which totally sucks. I paid cash for my car and dont have any debt or anything...

Z3R0 10-26-2007 11:39 AM

Quote:

Originally Posted by Kerplunk105 (Post 704648)
I have no credit which totally sucks. I paid cash for my car and dont have any debt or anything...

+1 cash car. Will my parents credit screw my credit. Say I'm paying with credit but need a co-signer?

twistedlanes 10-26-2007 11:39 AM

Quote:

Originally Posted by Kerplunk105 (Post 704648)
I have no credit which totally sucks. I paid cash for my car and dont have any debt or anything...

Thats why I have my car. to establish some credit by making monthly payments

Kiel 10-26-2007 11:43 AM

Quote:

Originally Posted by Z3R0 (Post 704650)
+1 cash car. Will my parents credit screw my credit. Say I'm paying with credit but need a co-signer?

If your parents have awful credit they will most likely not use them as a cosigner. Cosigners need to have good credit to be of any use to you.


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