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Old 05-07-2012, 03:51 PM   #2381
jpalamar
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Anybody know where you can get rid of a hot water heater?
Put it on your neighbors lawn in the middle of the night?
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Old 05-07-2012, 04:49 PM   #2382
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The baby got 4 shots this morning. She hasnt been a happy camper all day long. I feel so bad that I cant really make her feel better.
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Old 05-07-2012, 04:59 PM   #2383
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The baby got 4 shots this morning. She hasnt been a happy camper all day long. I feel so bad that I cant really make her feel better.
just wait till the heel sticks... ugh
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Old 05-07-2012, 10:14 PM   #2384
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I don't want to sound like "that guy"......but it's something that's taken a load of stress off me. I've been saving up cash, paid off my z06......16 payments early. That officially puts me 100% debt free. This has been a process of saving and paying down debt for over a year now. So happy to be finally over that hump. Now to save and start looking for a place
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Old 05-07-2012, 10:44 PM   #2385
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Congrats!
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I would never hit a women, but I would punch a bitch in her mouth.
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Old 05-07-2012, 10:50 PM   #2386
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It's a sad state when you feel like you have to apologize for being proud of fiscal responsibility. I'd love to get rid of most of my possessions and quit working and not worry about anything for many years. But then I remembered retirement and health insurance. Two big problems with that.
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Old 05-08-2012, 08:33 AM   #2387
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Good Morning Everyone! Started my Retirement fund yesterday like you all suggested! I didn't start off with a huge amount, only a couple hundred. But I have an "allowance" program thing set up, so that from every paycheck I cash, $30 is automatically deducted and put into my retirement fund. When I get a better job obviously that number will go up, but I wish I could have gotten a picture of the ladies face when I walked in and said "Hi I would like to open a retirement fund".
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Old 05-08-2012, 08:49 AM   #2388
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Good Morning Everyone! Started my Retirement fund yesterday like you all suggested! I didn't start off with a huge amount, only a couple hundred. But I have an "allowance" program thing set up, so that from every paycheck I cash, $30 is automatically deducted and put into my retirement fund. When I get a better job obviously that number will go up, but I wish I could have gotten a picture of the ladies face when I walked in and said "Hi I would like to open a retirement fund".
It's a start man. Congrats on that.
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Old 05-08-2012, 08:50 AM   #2389
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Morning all. Eyes are heavy but I'm in a good mood. The new dog (Bentley) is getting better with potty training I think. Here's a pic of him. I believe he's 11 weeks old.

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Old 05-08-2012, 08:52 AM   #2390
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Yeah I'm actually really proud of how I have been acting (financially) lately. I have a savings account (which is my new car fund), I have my checking account (Which is my spending money), Plus Now I have a retirement fund with a couple hundred bucks in it (All from cashing in quarters in my piggy bank lol). I even have an interview coming up on Wednesday for a job where I make almost 2.5x what I am making right now which would be awesome since I can work full time in the summer. All I can say is that I am super happy that college is free for me. I guess I am finally learning the worth of a dollar
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Old 05-08-2012, 08:54 AM   #2391
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Thats the dog you rescued? He looks very healthy and is very cute! Good Luck with the potty training. Male dogs (in my experience) are a lot easier to train, but you have a much smaller window of opportunity. (My brothers dog still has accidents lol)
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Old 05-08-2012, 08:58 AM   #2392
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Yeah that's him. It was just overpopulation basically where he was at. And it does seem to be an easier process than our other dog which was female. He's catching on. He's a big cuddler already.
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Old 05-08-2012, 09:00 AM   #2393
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Good job man. You will likely be in a better spot then most of us in 10 years.

It is amazing how compound interest works when you start early.

EX... $300 to start and $50 a month for 50 years(assuming you start at 20 and plan to retire aroudn 70 which seems realistic). You would of put about $30k out of pocket over the years but will have about $22k in interest(at only 2 %).

The same senario but lets say you start 10 years later because you, like us decided to invest less and buy cars LOL... You now only have 40 years to save... You dumped $24k and only made $13k. You only started saving 20% later in life but you lost 50% in interest.

Just think about how much it would go up when you start making more and more money and dumping even more into the account?

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Old 05-08-2012, 09:03 AM   #2394
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thats a great looking dog Rob!
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Old 05-08-2012, 09:05 AM   #2395
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Good job man. You will likely be in a better spot then most of us in 10 years.

What kind of retirement account did you open? Interest rate?
Well to be honest it isn't a "True" Retirement Account yet. When you guys first suggested to open a retirement fund I texted my dad and told him to make sure that I did it. So I went this weekend and I put it in a savings account for the time being with a 4% interest rate. After my graduation party when I have a little bit more money (I'll probably put in 1000) We are going to go and actually set up a retirement account. I really didn't feel comfortable setting it up without my father,so I am waiting for him to come home from Belgium (He's a pilot lol)
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I change my mind constantly on what I want from my car.

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Old 05-08-2012, 09:17 AM   #2396
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At least you have the right mindset man. I am still somewhat young at 26 and need to put money into a 401k myself. I don't make enough money to afford a house and be able to contribute at the same time. When I can find a few more bucks that I don't need to use to pay bills, I'll contribute.
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Old 05-08-2012, 09:43 AM   #2397
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morning everyone.
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Old 05-08-2012, 10:02 AM   #2398
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I feel so stuffed from eating too many wings last night.
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Old 05-08-2012, 10:07 AM   #2399
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I can't believe cars like this are worth more then $1000 bucks. I'll never understand how imports get their value.


http://www.tristatetuners.com/forum/...d.php?t=124319
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Old 05-08-2012, 10:18 AM   #2400
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I can't believe cars like this are worth more then $1000 bucks. I'll never understand how imports get their value.


http://www.tristatetuners.com/forum/...d.php?t=124319
it's got a "swap"...so someone else's hack job is apparently worth at least 3500...
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