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Old 09-11-2009, 08:48 AM   #1
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Julie's loser ex...

Wrecked their co-signed car in May. Won't sign the insruance paperwork. They offered close to the payoff of the loan which is more then I expected being that I see the car selling for less then that everyday. Since then, interest has been accumulating on the loan and now there is atleast $1200+ difference and gettign worse every day.

We got the bank to differ the loan for 2 months because the insurance company was initially being really slow about it.

Now he won't return calls or emails form us, the bank, or the insruance.

Now the loan payments are due and there is no resolution i nsight.

We spoke to the bank and they offered to repo the car so they can accept the insruacne money without his approval. We are still deciding if the repo is thebest action.
Any advise?

Last edited by jpalamar; 09-11-2009 at 09:55 AM.
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Old 09-11-2009, 08:53 AM   #2
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Is he on TST?
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Old 09-11-2009, 08:55 AM   #3
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Is he on TST?
You could say that.

Last edited by jpalamar; 09-11-2009 at 09:09 AM.
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Old 09-11-2009, 09:09 AM   #4
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hmmmmmm. . . .
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Old 09-11-2009, 09:16 AM   #5
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Old 09-11-2009, 09:36 AM   #6
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this is one of those times where you leave your household drama at home...
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Old 09-11-2009, 09:41 AM   #7
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Force him into signing the papers at gun point. Then, take him for a ride to the meadowlands and let him sleep with the fishes
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Old 09-11-2009, 09:42 AM   #8
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this is one of those times where you leave your household drama at home...
Your probally right. But either way any advise from anyone about possible ways to fix this would be great!

Last edited by jpalamar; 09-11-2009 at 10:04 AM.
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Old 09-11-2009, 10:13 AM   #9
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break up with her. its your best bet to avoid future bull****.
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Old 09-11-2009, 10:18 AM   #10
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break up with her. its your best bet to avoid future bull****.
Thats not what I ment Jon, but thanks for the laugh. Actually this is the last real headache in the mess.
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Old 09-11-2009, 10:44 AM   #11
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how to fix situation: don't ask tst... asking tst is always the wrong answer...

that being said, go kick his ass
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Old 09-11-2009, 10:48 AM   #12
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how to fix situation: don't ask tst... asking tst is always the wrong answer...

that being said, go kick his ass
Agreed, because you will just get responses like this. . .

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Old 09-11-2009, 11:11 AM   #13
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Well your gonna have to pay for it, unfortunately he and she are both equally responsible for the remaining balance. So your choices are;

A)Settle this in court
*Chances of this dude showing up (SLIM) Chances of wasting your money (HUGE)

B) If the car is sought after part it out.
*Most cases the car is worth nothing.

C)Get a hold of the insurance company total the car out and start paying on it.
*Then if you want seek compensation from the Ex R-Tard do so.

D)Take ex-boyfriend to said crack house then set said crack house on fire.
*No body likes crack heads or punk ass ex boyfriends. It's the classic two birds one stone scenario.
~NOTE: You will then have to pay the note off with no compensation.

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Old 09-11-2009, 11:57 AM   #14
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Oh yes, kill the ****er for things not working out to the "T". He deserves to be beaten to hell and back again.

Maybe it's possible you don't have all your facts straight. Maybe that's also why you ask TST for help on such personal issues that you love to be involved in. Just beat his ass before the prick does first.
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Old 09-11-2009, 12:38 PM   #15
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do what you can to resolve it, otherwise suck it up to one of those very expensive valuable life lessons and move on. i think too many people draw these things out and end up getting themselves into a bigger pile of **** because they don't feel they should be responsible. they both signed the paper they are both equally responsible. if one backs down on their responsibilities the other must take over.
lesson to be learned, NEVER CO-SIGN unless married or a parent.

off topic but, i was dating a girl, co-signed for a phone for her, we stopped dating, she ran the bill up to $600 and left it to me to pay.
(i learned a valuable lesson)
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Old 09-11-2009, 12:38 PM   #16
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Your best bet would be to have the car repo'd. That way the loan ends, the bank gets the money and you can both wash your hands of the mess.

The only thing you might to find out before doing that would be to ask the bank if they are going to put that one her credit report. Try to negioate that they do not mark up her credit.

Getting a lawyer to get him to pay will only cost you money up front with hopes of him paying later. A judgement against a deadbeat is pretty worthless.

Good luck!
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Old 09-11-2009, 12:45 PM   #17
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less talk more stab
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Old 09-11-2009, 01:19 PM   #18
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Quote:
Originally Posted by Scapegoat View Post
this is one of those times where you leave your household drama at home...
Yup!

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Originally Posted by CHAOS View Post
break up with her. its your best bet to avoid future bull****.
This! But almost every woman has stupid issues, it's all a matter of how much you're willing to deal with. If you find a woman with zero drama issues or emotional baggage, check for a scar where her penis used to be.

In for the drama!
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Thats cool man. I don't feel bad for dumbasses who can't do anything better in life so they join the army and get their legs blown up in Iraq. Tough loss boys, but you got yourself into this mess. Don't ask for any sympathy from us.... You never did jack for me, why should I do anything for you?
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Old 09-11-2009, 02:37 PM   #19
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If you find a woman with zero drama issues or emotional baggage, check for a scar where her penis used to be.
sig'd. lol
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Old 09-11-2009, 03:17 PM   #20
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Theres got to be a longer story to this. He just can't be a loser for no reason. You werent banging his wife b4 they broke it off were you?? is so thats messed up.
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