Supreme Court upheld health care law...

[Khellen]

Originally Posted by jpalamar

I think the cost of heathcare is more evil then the insurance company. They basically pass the costs to us with an added amount to make money themselves for accepting risk. People seem to be forgetting about the physicians and mediations that are just making far too much money.

I think it is funny that I can go to the doc for a cold... say the appointment is $100. I haven't hit my ded yet so I gotta pay the whole $100. I ask them how much if I didn't have insurance and they offer me $20 discount. It was literally cheaper for me to go to the doc without insurnace. I think that should be considered descrimination.

I've had a similar situation happen to me. A few months ago I couldn't get a last minute appointment with my family doctor so I figured I'd give urgent care a shot...

I show up at noon and I'm the only patient there. Within 5 minutes I get to see the doctor and shortly thereafter he writes me a prescription and sends me on my way. While going over the billing with the lady at the counter she asks me for my insurance info. I tell her I have a $250 deductable and that it's going to just get sent back anyways. She insists I at least let them send it to my insurance provider to get credit towards my deductable.....fair enough. I then asked how much a standard doctor's visit without any tests usually costs at an urgent care facility and she responds with "around $50".

Fast forward to a month later....I get a bill for $160 which obviously my insurance company didn't pay due to my deductable. Urgent care added all of these bogus tests like "strep test".....and the doctor never did anything aside from talk to me and check my blood pressure. I flipped out at urgent care and they responded with...."It's okay...we'll take care of it....just send us $45."

Fail.

[poolmike]

Personally, I don't think health insurance should cover doctor visits. It would eliminate a lot of nonsense and expense for everyone.

[PUREKDM]

Long drawn out story with a (in my opinion) good point:

Please don't speak for or insinuate that you know how someone "in Afghanistan" would feel or does feel about any of this because I can assure you, you have not a clue. My dad owns his own business and has paid/continues to pay for his family's insurance. We are a generally healthy family and he didn't NEED to do it. My parents decided it was worth not having a couple more luxuries so that we didn't have to worry about getting sick and not being able to afford the bill. I actually remember being taken to the doctor for a checkup after an argument my parents had over whether we needed the "unnecessary monthly expense" just to justify the bill. Growing up, I can honestly say that I wish I had a Playstation, N64, PS2 and so on instead of that "sense of security" that none of us ever ended up needing (and I TRULY feel for those who weren't as lucky), but that DOESN'T mean that we should have opted for the material items and made other, more wealthy people, feel bad because they are "being greedy". Out of high school, I got a job at T-Mobile. One of the most important reasons why was that I wasn't eligible to stay on my dad's plan and T-Mobile had great health insurance options. It also helped that T-Mobile started off at $15/hour (Which is DAMN good for an 18 year old with no REAL experience in anything [other than finger bangin' bitches]). Was I a "slave" to this pre-programmed idea that I should plan my life according to priorities that were instilled in me growing up? I'll leave that up to you to decide. I found out after about a year and a half that going to college full time and working 40 hours/week to support it SUCKS DICK. Lost my job and put college on hold. Fast forward ~3 years to July 2012 and you'll find me in the Middle East as an active member of the DOD. My wife and I are reaping the benefits of what I sew on a daily basis. She has gone to the doctor for the first time in MANY years and has picked up where she left off with school. I graciously accept these "benefits" just as much, if not more than my superiors accept my commitment to EARN them. Does everyone need to join the military or work at T-Mobile to get health insurance? No. I know many of you are "Too good" for that. The beauty of America is that you can CHOOSE not to do any of that but unfortunately, you do NOT deserve the benefits of someone else earning them. Are there many things corrupt and wrong with the (or any) Government? Absolutely. That doesn't mean that it's OK to just give in to Socialism because it gives you a warm fuzzy at night. I can say from personal experience that I want NOTHING to do with these "free" health care systems and education systems. The quality of health care plummets. You literally get sent to a different country if you need any sort of special treatment. Test score are higher because if you don't make the top (whatever that country deems acceptable)%, you get assigned a trade which you may or may not like and a portion of your pay check goes to pay for the "smarter" kids free college. Where do you people think all of this free **** comes from? Name a country where extremely limited government is a good thing you ask? THE UNITED STATES prior to V-E day. For years people emigrated from all over the planet to the United States because they wanted a "better life". Do you think they were running from a government that told them how to live every aspect of their life TO another? NO. They came here with an extraordinary work ethic and the promise that THEY decided THEIR OWN future. Don't tell me that jobs aren't there. Jobs that YOU WANT aren't there. Get over the idea that you are entitled anything other than life (not to be misconstrued with universal ****ty health care), liberty and the PURSUIT of happiness.

Lastly (I promise), hundreds of thousands of men died within our own country (in many of your back yards) under the idea that all men were created equal. For any of you to so easily throw the idea that a fellow American is a racist just because they don't buy into the BS, is BEYOND detestable. None of you know racism until you have seen first hand how many people want to kill you solely because you live in a county that allows you to practice which ever religion you want, work where ever you want, WEAR what ever you want out in public. Many of you need a reality check. The country needs a wake up call. I promise you it isn't going to be pretty. With all of that said, I do hold the highest level of respect towards all of you and would NEVER "/thread, reading > you, 'I bet you would like slavery'" or any other variation of demeaning slander intended to intimidate or deter any of you from exercising your constitutional rights. I will continue to pray for a day when none of you or your families even need to go to the doctor. But until then, I am NOT splitting the bill.

[jpalamar]

Originally Posted by poolmike

Personally, I don't think health insurance should cover doctor visits. It would eliminate a lot of nonsense and expense for everyone.

Its a numbers game. Its cheaper in the long run to have healthy people. Yes they cost a few bucks a year for checkups and meds for the common cold. But the 1 person that doesn't do this and get really sick has bills that likely out weight then 100 others checkups.

[jpalamar]

http://www.tristatetuners.com/forum/...50#post2157250
Can't afford his own healthcare, asks for donations for his sick mom, then buys a turbo DSM 'for cheap'.

This is a perfect example of where my tax money shouldn't be going.

[Proven]

Originally Posted by jpalamar

http://www.tristatetuners.com/forum/...50#post2157250
Can't afford his own healthcare, asks for donations for his sick mom, then buys a turbo DSM 'for cheap'.

This is a perfect example of where my tax money shouldn't be going.

I doubt anyone in Washington thought it would be a good idea to use tax dollars to help those that CAN help themselves, so they can buy toys. This, and any other 'socialistic' program is designed to help those in need that can't help themselves or are trying to become productive members of society. I personally do not mind my Tax dollars going towards helping that single mother who works 3 jobs to pay rent, child care, and other necessities so that she can become a more productive and contributing Citizen. I also of course hate the fact that people take advantage of the system but in no way do I think it should be cut off (because of those that are trying).

[poolmike]

Originally Posted by Proven

I doubt anyone in Washington thought it would be a good idea to use tax dollars to help those that CAN help themselves, so they can buy toys. This, and any other 'socialistic' program is designed to help those in need that can't help themselves or are trying to become productive members of society. I personally do not mind my Tax dollars going towards helping that single mother who works 3 jobs to pay rent, child care, and other necessities so that she can become a more productive and contributing Citizen. I also of course hate the fact that people take advantage of the system but in no way do I think it should be cut off (because of those that are trying).

Why not avoid the middleman and give all of your income to that single mother? It would be 100% of the money going to the cause, without the drain of gov't employees sucking up most of the money, etc. It is your duty. Meanwhile, while my business is slow and I am struggling to pay my own bills....I don't have the extra cash that the IRS wants to pay for her. the people that want these programs should be the ones forced to pay for it.

[jpalamar]

Might not have to give my healthcare money to others afterall LOL. All I wanted to do is see how much my rates might go up and to see I don't quailty for any 'assistance'. I also tried on the 1st and I couldn't even get this far...






Thanks Obama.

[jpalamar]

This seems right on par with my experience.

http://www.cnn.com/2013/11/25/politi...sts/index.html

[Korupt]

Originally Posted by poolmike

Personally, I don't think health insurance should cover doctor visits. It would eliminate a lot of nonsense and expense for everyone.

I know I am quoting an old post but it was already bumped, forced me to read the comments, and I had to reply to this quote.

I tend to disagree with this. I always took health and healthcare not so serious because I have always been very healthy for the most part. My first three kids are all generally healthy except with things like asthma and allergies, then came my fourth child. For those that don't know, let me explain.

My daughter was born with a cleft palate. The back of her mouth was completely separated which required surgery. About 3 months into her life she started having seizures. After many trips to Pittsburgh Children's Hospital we grew frustrated. I was working in Delaware and my wife and kids where in Western PA. We then made the decision to move here long term and we started going to Philly Children's Hospital. Again it just didn't seem like we where getting results. I then found a hidden gem of a hospital close by in AI Dupont. Actually someone on here told me about it and I talked to our pediatrician about it and he strongly suggested we go there. Whoever it was thank you from the bottom of my heart!

AI Dupont was great from the start and quickly got things under control with medicine and long term treatment. About a year into her life she was also diagnosed with Stickler's Syndrome. So now fast forward she is almost 2 and a half years old and has had more doctor visits, hospital visit, and treatments than I have had in my entire life. If you looked at her though you would never think anything is wrong with her other than she lost all of her hair.

Either way I wanted to elaborate on what you said, because if doctor visits where not covered with health insurance this guy and his family would be living homeless with nothing. Trust me I struggle now to make ends meet, but if we had to pay every time we went to the doctors other than copays I would be screwed.

Oh and before anyone says well get a better job and you won't struggle, it's not about that because I have a pretty decent job and even do web design as a side business. I work from 7am to 5pm and then do web design from about 7pm to about midnight just about every week day and on the weekends I usually put in a good 10 hours worth of work with web design. Sure a better job is out there and I hope to find it so I don't have to work so much, but until then I do. Like I said this isn't about the money end, it's about how important health care is to some and to look at the broader picture because you and the people around you may not need doctor visits often, but others do.