insurance question

[drew]

alright, I had a WA license for a few years without getting a PA license. in that time I had 2 accidents in PA ( hit a car once, and hit a divider in the snow another time ) a few days ago I finaly got a PA license. my insruance in expiring in december so I ordered copys of my driving records ( WA and PA ) to see what they look like, I noticed that WA has no record of anything in the last 3 years ( yay ) and to my surprise.. neither does PA.

DRIVER: DRIVER'S LICENSE NO: *******
ANDREW JOSEPH CONLEY DATE OF BIRTH: JAN 22 1985
******** SEX: MALE
DREXEL HILL , PA 19026 RECORD TYPE: REG LICENSE



DRIVER LICENSE (DL) COMMERCIAL DRIVER LICENSE (CDL)
LICENSE CLASS: C CDL LICENSE CLASS:
LICENSE ISSUE DATE: SEP 05 2007 CDL LICENSE ISSUED:
LICENSE EXPIRES: JAN 23 2011 CDL LICENSE EXPIRES:
CDL ENDORSEMENTS: NONE
MED RESTRICTIONS: NONE CDL RESTRICTIONS: NONE
LEARNER PERMITS: CDL LEARNER PERMITS:
LICENSE STATUS: VALID CDL LICENSE STATUS:





SB ENDORSEMENTS:


OCCUPATIONAL LIMITED LICENSE (OLL) PROBATIONARY LICENSE (PL)
OLL LICENSE CLASS: PL LICENSE CLASS:
OLL LICENSE ISSUED: PL LICENSE ISSUED:
OLL LICENSE EXPIRES: PL LICENSE EXPIRES:
OLL LICENSE STATUS: PL LICENSE STATUS:


--------------------------------------------------------------------------------
REPORT OF VIOLATIONS AND DEPARTMENTAL ACTIONS
--------------------------------------------------------------------------------


NO VIOLATIONS OR DEPARTMENTAL ACTIONS DURING THIS REPORTING PERIOD


--------------------------------------------------------------------------------
REPORT OF MEDICALS AND DEPARTMENTAL ACTIONS
--------------------------------------------------------------------------------


NO MEDICALS OR DEPARTMENTAL ACTIONS DURING THIS REPORTING PERIOD


--------------------------------------------------------------------------------
REPORT OF ACCIDENTS AND DEPARTMENTAL ACTIONS
--------------------------------------------------------------------------------


NO ACCIDENTS DURING THIS REPORTING PERIOD


*** END OF RECORD ***

so anyways, WTF should I report it to my insurance anyways? I just did a qoute and I woud be saving like $200 a month, but I think it would be illegal. anyone know if it is ?

[ICE95Z]

No it wouldnt be illegal. When you actually get insurance and give them your license number from PA anything that is on your record will show up and then they adjust your premium accordingly

[ICE95Z]

Most states are now in the DRivers License Compact.....Certain states share info with each other Such as license info, accidents, arrests, and so forth.....If the insurance doesnt question you then i say run with it

[drew]

thats what im saying, when you run my license number nothing comes up. i have a clean record because when i had my accidents in PA i had a WA license and they didn't report it to WA i guess

this is ****ing nuts, i should have bought that evo last week; it's been 3 years since my suspension and it isn't affecting my premium anymore, my speeding tickets are gone, now all i have left is 2 accidents and a "driving left of median" but the accidents arn't showing

[ICE95Z]

Then you should be good to go, good luck

[05GT]

Here is the official link from PenDOT...

https://www.dot33.state.pa.us/pdotfo...ets/fs-dlc.pdf

It's odd that the accidents didn't show up. But I had to look this up and get a real answer because I've recently gotten a few speeding tickets in NJ, but I have a PA license. And according to this, and to PenDOT after speaking with them on the phone....it doesn't matter how many speeding or moving violations a PA driver gets OUT OF STATE....it does not go on the PA license.
Odd thing is it DOES say that major violations such as accidents, or DUI/DWIs will be reported.

[drew]

well see, my problem is the other way around; violations IN PA with out of state ID

either way, im going to see an insurancr broker and get qoutes lol

[blu4door]

You have a CDL? If so, they aren't supposed to be a state license anymore, meaning it doesn't matter what state you get a ticket in, it will still go on your driving record. I'll see if I can find the letter they sent me........


*never mind, the letter was just talking about having multiple licenses for different states.*

[TripleBlack9SE]

Drew,

PM me your contact info and ill run your info and tell you what shows up on your record. I own/operate an insurance agency so i have access to everything your asking about

Like someone said above, if its on your record, the MVR (motor vehicle report) will find it...

Let me know...

Jon